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	<title>Is your home underwater? &#187; Short Sale</title>
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	<description>Short Sale Information Website - California Real Estate Broker 01758933 - This is not a government site</description>
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		<title>Another Homeowner Avoids Foreclosure in Oceanside California</title>
		<link>http://shortsalemc.com/2011/05/another-homeowner-avoids-foreclosure-in-oceanside-california/</link>
		<comments>http://shortsalemc.com/2011/05/another-homeowner-avoids-foreclosure-in-oceanside-california/#comments</comments>
		<pubDate>Sat, 07 May 2011 05:37:24 +0000</pubDate>
		<dc:creator>Michael-Edward Cruz</dc:creator>
				<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[Carlsbad Short Sales]]></category>
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		<description><![CDATA[Another Homeowner Avoids Foreclosure We just closed another short sale in Oceanside California! Amazingly, our client asked that we tell her story and share it with other people in her situation. About 18 months ago our client and her husband experienced a medical hardship, and after exhausting their savings , they found themselves unable to [...]]]></description>
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		<title>San Clemente Real Estate &#8211; Talega Info and Sales Report NOV 2010</title>
		<link>http://shortsalemc.com/2010/12/san-clemente-real-estate-talega-info-and-sales-report-nov-2010/</link>
		<comments>http://shortsalemc.com/2010/12/san-clemente-real-estate-talega-info-and-sales-report-nov-2010/#comments</comments>
		<pubDate>Wed, 08 Dec 2010 05:32:15 +0000</pubDate>
		<dc:creator>Michael-Edward Cruz</dc:creator>
				<category><![CDATA[Short Sale News]]></category>
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		<guid isPermaLink="false">http://shortsalemc.com/?p=829</guid>
		<description><![CDATA[TALEGA REAL ESTATE INFO STATUS ADDRESS CITY AREA BEDS BATHS TRACT SALE DATE DAYS ON MKT $$$ TYPE LIST PRICE SALES PRICE Closed Sale 30 Via Timon San Clemente Talega 5 4 &#160; 11/16/10 31 Conventional $799,000 $826,000 Closed Sale 17 Calle Saltamontes San Clemente Talega 4 3 Sansol 11/17/10 219 Conventional $790,000 $700,000 Closed [...]]]></description>
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		<title>Carlsbad Real Estate &#124; Short Sale Deal Killers</title>
		<link>http://shortsalemc.com/2010/11/carlsbad-real-estate-short-sale-deal-killers/</link>
		<comments>http://shortsalemc.com/2010/11/carlsbad-real-estate-short-sale-deal-killers/#comments</comments>
		<pubDate>Mon, 29 Nov 2010 15:21:56 +0000</pubDate>
		<dc:creator>Michael-Edward Cruz</dc:creator>
				<category><![CDATA[Short Sale News]]></category>
		<category><![CDATA[92009]]></category>
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		<category><![CDATA[Carlsbad homes for sale]]></category>
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		<category><![CDATA[certified short sale specialist]]></category>
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		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[www.carlsbadrealestatebroker.com]]></category>
		<category><![CDATA[www.mikerebroker.com]]></category>
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		<category><![CDATA[z how to buy]]></category>

		<guid isPermaLink="false">http://shortsalemc.com/?p=722</guid>
		<description><![CDATA[Short Sale Killers # 1 &#8211; Video and Text Versions see below “No Cooperation” PART 1 &#8211; SELLERS PART 2 &#8211; BUYERS AND LENDERS PART 3 &#8211; SUMMARY This is the BIGGEST reason why short sales fail. Why do I know this? Because when I jumped into this game I was working on these deals [...]]]></description>
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		<title>Carlsbad Real Estate &#124; Fannie Mays New Consumer Website</title>
		<link>http://shortsalemc.com/2010/11/carlsbad-real-estate-fannie-mays-new-consumer-website/</link>
		<comments>http://shortsalemc.com/2010/11/carlsbad-real-estate-fannie-mays-new-consumer-website/#comments</comments>
		<pubDate>Tue, 23 Nov 2010 01:57:18 +0000</pubDate>
		<dc:creator>Michael-Edward Cruz</dc:creator>
				<category><![CDATA[Short Sale News]]></category>
		<category><![CDATA[Avoid Foreclosure]]></category>
		<category><![CDATA[Carlsbad Foreclosure Help]]></category>
		<category><![CDATA[Carlsbad Real Estate]]></category>
		<category><![CDATA[Carlsbad Short Sales]]></category>
		<category><![CDATA[Fannie May]]></category>
		<category><![CDATA[Free Assistance]]></category>
		<category><![CDATA[Loan Modification]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[Stop Foreclosure]]></category>

		<guid isPermaLink="false">http://shortsalemc.com/?p=688</guid>
		<description><![CDATA[STOP FORECLOSURE! GET INFORMATION FREE Are you in foreclosure? Do you want to know your options but don’t want swim with the sharks? This website may have the information you need to help you save your home. FANNIE MAY WEBSITE If keeping your home is not an option and you need to short sale, then [...]]]></description>
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		<title>HAFA Consumer Alert *Supplimental Directive 09-09* – A must read</title>
		<link>http://shortsalemc.com/2010/08/hafa-consumer-alert-supplimental-directive-09-09-a-must-read/</link>
		<comments>http://shortsalemc.com/2010/08/hafa-consumer-alert-supplimental-directive-09-09-a-must-read/#comments</comments>
		<pubDate>Mon, 02 Aug 2010 13:39:07 +0000</pubDate>
		<dc:creator>Michael-Edward Cruz</dc:creator>
				<category><![CDATA[Community Service]]></category>
		<category><![CDATA[Michael-Edward Cruz]]></category>
		<category><![CDATA[San Diego County]]></category>
		<category><![CDATA[Short Sale News]]></category>
		<category><![CDATA[Avoid Foreclosure]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[Carlsbad]]></category>
		<category><![CDATA[HAFA]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[Short Sale Expertise]]></category>
		<category><![CDATA[Specialist]]></category>

		<guid isPermaLink="false">http://shortsalemc.com/?p=485</guid>
		<description><![CDATA[We are proud to provide the following&#8230; Supplemental Directive 09-09 November 30, 2009 Introduction of Home Affordable Foreclosure Alternatives – Short Sale and Deed-in-Lieu of Foreclosure CLICK HERE TO DOWNLOAD YOUR FREE COPY Michael-Edward Cruz California Real Estate Broker 01758933]]></description>
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		<title>HAFA</title>
		<link>http://shortsalemc.com/2010/08/hafa/</link>
		<comments>http://shortsalemc.com/2010/08/hafa/#comments</comments>
		<pubDate>Mon, 02 Aug 2010 13:16:27 +0000</pubDate>
		<dc:creator>Michael-Edward Cruz</dc:creator>
				<category><![CDATA[Michael-Edward Cruz]]></category>
		<category><![CDATA[San Diego County]]></category>
		<category><![CDATA[Short Sale News]]></category>
		<category><![CDATA[Avoid Foreclosure]]></category>
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		<guid isPermaLink="false">http://shortsalemc.com/?p=481</guid>
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		<title>Carlsbad Residents in Foreclosure Caught Using a FOUR LETTER WORD!</title>
		<link>http://shortsalemc.com/2010/06/carlsbad-residents-in-foreclosure-caught-using-a-four-letter-word/</link>
		<comments>http://shortsalemc.com/2010/06/carlsbad-residents-in-foreclosure-caught-using-a-four-letter-word/#comments</comments>
		<pubDate>Sat, 26 Jun 2010 18:15:56 +0000</pubDate>
		<dc:creator>Michael-Edward Cruz</dc:creator>
				<category><![CDATA[Alternatives to Foreclosure]]></category>
		<category><![CDATA[Avoid Foreclosure]]></category>
		<category><![CDATA[Bank of America]]></category>
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		<category><![CDATA[Carlsbad]]></category>
		<category><![CDATA[Carlsbad Short Sale Experts]]></category>
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		<category><![CDATA[Dana Point Short Sale Experts]]></category>
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		<category><![CDATA[Free Consultation for Short Sale]]></category>
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		<category><![CDATA[hell]]></category>
		<category><![CDATA[Laguna Niguel Short Sale Experts]]></category>
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		<category><![CDATA[Michael-Edward Cruz]]></category>
		<category><![CDATA[Murrieta Short Sale Experts]]></category>
		<category><![CDATA[Oceanside Short Sale Experts]]></category>
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		<category><![CDATA[Redhawk Short Sale Experts]]></category>
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		<category><![CDATA[Save my credit]]></category>
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		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[Short Sale Experts]]></category>
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		<category><![CDATA[Temecula Short Sale Experts]]></category>
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		<category><![CDATA[Troy Huerta 0]]></category>

		<guid isPermaLink="false">http://shortsalemc.com/?p=444</guid>
		<description><![CDATA[HOPE! wikipedia defines hope as: &#8220;A belief in a positive outcome related to events and circumstances in one&#8217;s life. Hope is a feeling that something desired may happen, when the outlook may or may not warrant it.&#8221; When I traded stocks I was taught that four letter words hurt you as a trader more than [...]]]></description>
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		<title>Short Sales to remain strong in 2010</title>
		<link>http://shortsalemc.com/2010/01/short-sales-to-remain-strong-in-2010/</link>
		<comments>http://shortsalemc.com/2010/01/short-sales-to-remain-strong-in-2010/#comments</comments>
		<pubDate>Thu, 28 Jan 2010 22:28:46 +0000</pubDate>
		<dc:creator>Michael-Edward Cruz</dc:creator>
				<category><![CDATA[January 2010 Short Sale Info]]></category>
		<category><![CDATA[Alternatives to Foreclosure]]></category>
		<category><![CDATA[Avoid Foreclosure]]></category>
		<category><![CDATA[Buy Short Sale]]></category>
		<category><![CDATA[Carlsbad Short Sale Experts]]></category>
		<category><![CDATA[Dana Point Short Sale Experts]]></category>
		<category><![CDATA[Free Consultation for Short Sale]]></category>
		<category><![CDATA[Free Foreclosure Avoidance]]></category>
		<category><![CDATA[Free Short Sale Help]]></category>
		<category><![CDATA[Laguna Niguel Short Sale Experts]]></category>
		<category><![CDATA[Michael-Edward Cruz]]></category>
		<category><![CDATA[Murrieta Short Sale Experts]]></category>
		<category><![CDATA[no equity]]></category>
		<category><![CDATA[Oceanside Short Sale Experts]]></category>
		<category><![CDATA[Redhawk Short Sale Experts]]></category>
		<category><![CDATA[San Clemente Short Sale Experts]]></category>
		<category><![CDATA[Sell my home]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[Short Sale Experts]]></category>
		<category><![CDATA[Temecula Short Sale Experts]]></category>
		<category><![CDATA[Troy Huerta]]></category>

		<guid isPermaLink="false">http://shortsalemc.com/?p=73</guid>
		<description><![CDATA[Michael-Edward Cruz and Troy Huerta agree that Short Sale transactions will see an uptrend in 2010. Michael specializes in working with short sales South Orange County as well as communities in South Riverside County like Redhawk in Temecula California. Troy works with clients in North San Diego communities such as Carlsbad, Vista, Oceanside and San [...]]]></description>
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