Tag-Archive for » San Clemente «
16
Dec 2010
Dec 2010
248 Homes set to foreclose any day now in Carlsbad CA!
GET YOUR FREE LIST OF
FORECLOSURE PROPERTIES
Were they trying to modify their loans? The sad truth is that probably were.
Loan modification hopes lead more people into foreclose than anything else
I have seen. I remember in 2007, when I would work on short sales, the lenders
would say to me. “Do your clients want to stay in their homes?” I would say
yes and [ ... ]
Category: Carlsbad Real Estate, News, Short Sale News
Tags: Alassio by Standard Pacific Homes (Townhomes), Alora (Single Family), Alta by Standard Pacific Homes (Single Family), Amalfi by Standard Pacific Homes, Aviara, Bella Vista by Manning Homes (Single Family), Bressi Ranch, Cantabria (Single Family), Caprizi (Single Family), Careyes by Brookfield Homes (Single Family-Gated), Carillon by Standard Pacific Homes (Single Family), Carlsbad, Catania by Standard Pacific Homes (Single Family-Gated), Cazadero by Shea Homes (Single Family), Dana Point, Del Mar, Encinitas, Escala by Standard Pacific Homes (Single Family), Fallbrook, Farralon Ridge (Single Family), La Jolla, Laguna Niguel, Lucia by Laing Luxury Homes (Single Family), Mirador by William Lyon Homes (Single Family), Miraleste (Single Family), Monterey by Standard Pacific Homes (Single Family), Murrieta, North San Diego County, Oceanside, Pacifica by Standard Pacific Homes (Single Family), Portomarin (Single Family), Rancho Santa Fe, Ravenna (Single Family), Sabella by Pulte Homes (Single Family), San Clemente, San Elijo, San Lucar by Brookfield Homes (Single Family), San Marcos, Sandbridge, Sansol by Standard Pacific Homes (Single Family), Santalana by Standard Pacific Homes (Townhomes), Seagarden, Seaside by Shea Homes (Single Family), Solana (Single Family), South Orange County, South Riverside County, Stella Mare by Standard Pacific Homes (Single Family), Talega, Talega Communities, Temecula, The Reserve, Verano by Lennar Homes (Townhomes), Vista, Vittoria by Standard Pacific Homes (Single Family-Gated), Vizcaya (Single Family), Waterleaf, Wavecrest
Leave a Comment
14
Dec 2010
Dec 2010
Are you looking to buy a home in Carlsbad ~ Aviara CA?
My Name is Michael-Edward Cruz and I want to help you get started.
Need more personalized service?
I can help you with:
Customized Alerts of specific areas, sale types, features, ect…ect…
I can show you homes NOT on the internet.
I can show you home that are not on sale YET.
Not in my service area?
Not to worry, I network with agents throughout California and can find a quality agent for you. I will help you avoid poor representation.
FREE MLS SEARCH
Michael-Edward Cruz
Broker Associate with Solutions Real Estate
Lic 01758933 [ ... ]
Category: Aviara Community, Aviara Point, Bressi Ranch, Carlsbad Real Estate, Home Buyers, Marea Community, Michael-Edward Cruz, San Diego County
Tags: Alassio by Standard Pacific Homes (Townhomes), Alora (Single Family), Alta by Standard Pacific Homes (Single Family), Amalfi by Standard Pacific Homes, Aviara, Bella Vista by Manning Homes (Single Family), Bressi Ranch, Cantabria (Single Family), Caprizi (Single Family), Careyes by Brookfield Homes (Single Family-Gated), Carillon by Standard Pacific Homes (Single Family), Carlsbad, Catania by Standard Pacific Homes (Single Family-Gated), Cazadero by Shea Homes (Single Family), Dana Point, Del Mar, Encinitas, Escala by Standard Pacific Homes (Single Family), Fallbrook, Farralon Ridge (Single Family), La Jolla, Laguna Niguel, Lucia by Laing Luxury Homes (Single Family), Mirador by William Lyon Homes (Single Family), Miraleste (Single Family), Monterey by Standard Pacific Homes (Single Family), Murrieta, North San Diego County, Oceanside, Pacifica by Standard Pacific Homes (Single Family), Portomarin (Single Family), Rancho Santa Fe, Ravenna (Single Family), Sabella by Pulte Homes (Single Family), San Clemente, San Elijo, San Lucar by Brookfield Homes (Single Family), San Marcos, Sandbridge, Sansol by Standard Pacific Homes (Single Family), Santalana by Standard Pacific Homes (Townhomes), Seagarden, Seaside by Shea Homes (Single Family), Solana (Single Family), South Orange County, South Riverside County, Stella Mare by Standard Pacific Homes (Single Family), Talega, Talega Communities, Temecula, The Reserve, Verano by Lennar Homes (Townhomes), Vista, Vittoria by Standard Pacific Homes (Single Family-Gated), Vizcaya (Single Family), Waterleaf, Wavecrest
Leave a Comment
12
Dec 2010
Dec 2010
Fannie, Freddie Pressed to Reduce Mortgages
Source: Wall Street Journal, Nick Timiraos, Alan Zibel (12/08/10)
The Obama administration is pressuring Fannie Mae and Freddie Mac to write down “underwater” home loans through fledgling FHA and Treasury programs.
The aim of the initiatives is to reduce loan balances, which Fannie Mae and Freddie Mac have been reluctant to do because it would deepen their losses.
However, the Obama administration wants to reduce the threat to the housing market posed by home owners believed to be at risk of default should their personal finances or home prices worsen.
Do you think this [ ... ]
Category: News
Tags: Alassio by Standard Pacific Homes (Townhomes), Alora (Single Family), Alta by Standard Pacific Homes (Single Family), Amalfi by Standard Pacific Homes, Aviara, Bella Vista by Manning Homes (Single Family), Bressi Ranch, Cantabria (Single Family), Caprizi (Single Family), Careyes by Brookfield Homes (Single Family-Gated), Carillon by Standard Pacific Homes (Single Family), Carlsbad, Catania by Standard Pacific Homes (Single Family-Gated), Cazadero by Shea Homes (Single Family), Dana Point, Del Mar, Encinitas, Escala by Standard Pacific Homes (Single Family), Fallbrook, Farralon Ridge (Single Family), La Jolla, Laguna Niguel, Lucia by Laing Luxury Homes (Single Family), Mirador by William Lyon Homes (Single Family), Miraleste (Single Family), Monterey by Standard Pacific Homes (Single Family), Murrieta, North San Diego County, Oceanside, Pacifica by Standard Pacific Homes (Single Family), Portomarin (Single Family), Rancho Santa Fe, Ravenna (Single Family), Sabella by Pulte Homes (Single Family), San Clemente, San Elijo, San Lucar by Brookfield Homes (Single Family), San Marcos, Sandbridge, Sansol by Standard Pacific Homes (Single Family), Santalana by Standard Pacific Homes (Townhomes), Seagarden, Seaside by Shea Homes (Single Family), Solana (Single Family), South Orange County, South Riverside County, Stella Mare by Standard Pacific Homes (Single Family), Talega, Talega Communities, Temecula, The Reserve, Verano by Lennar Homes (Townhomes), Vista, Vittoria by Standard Pacific Homes (Single Family-Gated), Vizcaya (Single Family), Waterleaf, Wavecrest
Leave a Comment
10
Dec 2010
Dec 2010
MERRY CHRISTMAS AND A HAPPY NEW YEAR?
No Foreclosures Over the Holidays
Source: CNNMoney, Les Christie (12/03/2010)
Fannie Mae and Freddie Mac are freezing all foreclosure evictions on the mortgage loans they own or back from Dec. 20 through Jan. 3.
“If the property is occupied, our foreclosure attorneys will suspend the eviction to provide a greater measure of certainty to families during the holidays,” says Anthony Renzi, executive vice president of single family portfolio management at Freddie Mac.
Most of the large banks, including Bank of America, J.P. Morgan Chase, and Wells Fargo, already observe a moratorium through the New Year, unless [ ... ]
Category: Short Sale News
Tags: Aviara, Avoid Foreclosure, Bressi Ranch, Carlsbad, Dana Point, Del Mar, Encinitas, Fallbrook, Fannie May, freddie mac, La Jolla, Laguna Niguel, Murrieta, no foreclosures over the holidays, North San Diego County, Oceanside, problems with mortgage payments, Rancho Santa Fe, San Clemente, San Elijo, San Marcos, South Orange County, South Riverside County, Stop Foreclosure, Talega, Temecula, The Reserve, Vista
Leave a Comment
29
Nov 2010
Nov 2010
AVOID SHORT SALE NIGHTMARES
I am here at Peet’s Coffee & Tea in the Carlsbad Community of Bressi Ranch with Troy Huerta Broker/Realtor/Short Sale Expert and Mentor, to discuss issues that one can have when trying to do a short sale and avoid foreclosure.
JR Liens
What are JR Liens?
JR Liens are loans or financial obligations that are attached to your property and are not in ‘first position’.
So, for example if you have two loans, your first mortgage is in first position all others are ‘JR LIENS’. Most of the time the first mortgage is in first position, unless [ ... ]
Category: Bressi Ranch, Carlsbad Real Estate
Tags: Aviara, Bressi Ranch, Carlsbad, Dana Point, Del Mar, Encinitas, Fallbrook, La Jolla, Laguna Niguel, Murrieta, North San Diego County, Oceanside, Rancho Santa Fe, San Clemente, San Elijo, San Marcos, South Orange County, South Riverside County, Talega, Temecula, The Reserve, Vista
Leave a Comment
27
Nov 2010
Nov 2010
Does this remind you of dealing with your lender?
We have been working on short sales since 2007 and this is how they seemed to us back then.
This week I will outline key strategies that help us (Realtors) close short sales. As you know short sales can be difficult, but do you know what makes them difficult? I will explain what to avoid.
We will also outline what can make or break your short sale. As well as things that you must consider if you decide to short sale your home.
If you need a seasoned specialist but [ ... ]
Category: Carlsbad Real Estate, Short Sale News
Tags: Aviara, Bressi Ranch, Carlsbad, Dana Point, Del Mar, Encinitas, Fallbrook, La Jolla, Laguna Niguel, Murrieta, North San Diego County, Oceanside, Rancho Santa Fe, San Clemente, San Elijo, San Marcos, Short Sale News, South Orange County, South Riverside County, Talega, Temecula, The Reserve, Vista
Leave a Comment
21
Nov 2010
Nov 2010
What are Mello Roos?
As always, today’s families recognize the importance of living in a community that’s as desirable as their home itself. Mello-Roos enables critical community facilities to be provided whenever they’re needed at a lower cost ultimately to homeowners. By doing so, Mello-Roos ensures a higher quality of life…
READ MORE ABOUT MELLO ROOS
19
Nov 2010
Nov 2010
HOMES ARE MORE AFFORDABLE IN THE 3RD QUARTER IN CALIFORNIA
Can the economy support this?
Forgot to mention FHA buyers, on the video.
The CALIFORNIA ASSOCIATION OF REALTORS® (C.A.R.) this week issued its third quarter First-time Buyer Housing Affordability Index (FTB-HAI), which indicates the percentage of households in California who could afford an entry-level home in the state during that period.
The percentage of first-time buyers who could afford to purchase an entry-level home in California [ ... ]
Category: News, Short Sale News
Tags: Affordable Housing, Aviara, Bressi Ranch, Carlsbad, Dana Point, Del Mar, Encinitas, Entry Level Homes, Fallbrook, La Jolla, Laguna Niguel, Murrieta, North San Diego County, Oceanside, Rancho Santa Fe, San Clemente, San Elijo, San Marcos, South Orange County, South Riverside County, Talega, Temecula, The Reserve, Vista
Leave a Comment
01
Mar 2010
Mar 2010
Tax Credits for Solar Water Heaters
A federal tax credit makes energy-efficient solar water heaters a more affordable and sustainable option for many homeowners. Read
Tax Credits for Replacing Heating and Cooling Systems
Upgrading to an energy-efficient heating and cooling system can save hundreds on your utility bills and earn you a tax credit worth as much as $1,500. Read
Tax Credits for Replacing Your Roof
Replacing your roof with a qualifying [ ... ]
