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Carlsbad Residents in Foreclosure Caught Using a FOUR LETTER WORD!

26
Jun 2010
HOPE! wikipedia defines hope as: “A belief in a positive outcome related to events and circumstances in one’s life. Hope is a feeling that something desired may happen, when the outlook may or may not warrant it.” When I traded stocks I was taught that four letter words hurt you as a trader more than they helped you. The main bad words were FEAR and HOPE. FEAR kept you from fully maximizing on your trades and HOPE kept you in them long enough to pay the hefty price. Now as a Real Estate Broker I meet people who are in [ ... ]
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Are you in danger of losing your home to foreclosure? Why not rent?

19
May 2010
For what you pay for (or are not paying) on  small home, you could rent a mini mansionExample:   This home is in San Bernardino County the mortgage is 399,000.  With a 7 % interest rate the payment is about$ 2654.55. plus taxes and insurance $3150 per month. Its now worth about 130,000 They may never modify the loan. Even though they make you think they will. So instead, why not short sale your home and rent a nicer home? Obviously if your not paying your mortgage their is a good reason. The point I am trying to make is you have [ ... ]
Category: Michael-Edward Cruz, Orange County, Riverside County, San Clemente Talega, San Diego County, Short Sale News, Temecula  Tags: , , , , , , , , , , , , , , , , , , , , , , , , , ,  Leave a Comment

Type of Sales that dominate the Temecula Redhawk Area – March 2010

01
Mar 2010
What type of sales dominate the Temecula Redhawk market? See below If you need a Real Estate Team that understands the market, give us a call. Michael-Edward Cruz Broker Lic 01758933 951-572-2789 760-689-BANK (2265)
Category: Michael-Edward Cruz, Riverside County, Temecula  Tags: , , , , , , , , , , , , , , , , , , , , , , , , , ,  Leave a Comment

US banks turn to short sale strategy – Temecula, Carlsbad, San Clemente Short Sale Experts 951-572-2789

17
Feb 2010
by Michael-Edward Cruz – California Real Estate Broker 951-572-2789 I found a promising article detailing how some lenders are beginning to shift their focus from foreclosure to short sales. Unfortunately I could not link to it on my blog due to copyright laws. Some Lenders are now considering short sales as a real solution. AFTER the mass foreclosures in 2007 – 2008, AFTER the disaster in modifications in 2009, they might finally be listening to us. I can’t really complain though.  Before I worked for this team lead by Troy Huerta, 2 out 3 of my deals foreclosed!  I was a typical [ ... ]
Category: Banks, February 2010 Short Sale News, Short Sale News  Tags: , , , , , , , , , , , , , , , , , , , , , , , , , ,  Leave a Comment

Fed up homeowner fights back!

13
Feb 2010
from pablos77 at msn.com forum They posted the following ” I started to get a mod from Citi in March of 09. The first two slimes told me that if I was current on the payments they wouldn’t work with me. I couldn’t believe they would tell me that so after the first one I recorded all my calls. The second time I talked to the 2nd slime that I had originally talked to she said she would NEVER  have told me not to stop my payments and the best way to avoid foreclosure was to get caught up [ ... ]
Category: Banks, Loan Modification  Tags: , , , , , , , , , , , , , , , , , , , , , , , , , ,  Leave a Comment

BANK OF AMERICA FORECLOSES ON THE WRONG HOUSE!! AGAIN!!

13
Feb 2010
With Banks coming out on top with the bail out money, making BILLIONS on ridiculous overdraft fees that hurt those weakest to fight back and being able to make a double profit on foreclosure by buying other banks bad debt cheaper then getting government money…… You would think that they would at least stick to foreclosing on homes they owned. The story below shows the power and arrogance that is Wall Street Bankers. Bank of America Forecloses on the Wrong house AGAIN If you or someone you know is in danger of losing [ ... ]
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