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	<title>Is your home underwater? &#187; Carlsbad</title>
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	<link>http://shortsalemc.com</link>
	<description>Short Sale Information Website - California Real Estate Broker 01758933 - This is not a government site</description>
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		<title>Carlsbad Foreclosures</title>
		<link>http://shortsalemc.com/2010/12/carlsbad-foreclosures/</link>
		<comments>http://shortsalemc.com/2010/12/carlsbad-foreclosures/#comments</comments>
		<pubDate>Tue, 21 Dec 2010 02:09:02 +0000</pubDate>
		<dc:creator>Michael-Edward Cruz</dc:creator>
				<category><![CDATA[Carlsbad Buyers]]></category>
		<category><![CDATA[Carlsbad Real Estate]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Home Buyers]]></category>
		<category><![CDATA[San Diego County]]></category>
		<category><![CDATA[bank owned]]></category>
		<category><![CDATA[buyer]]></category>
		<category><![CDATA[Carlsbad]]></category>
		<category><![CDATA[Estate]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[Real]]></category>

		<guid isPermaLink="false">http://shortsalemc.com/?p=874</guid>
		<description><![CDATA[Carlsbad Foreclosure List Sign up for monthly updates Get your own foreclosure list by CLICKING HERE ML # Address Zip Est SF Price$ AMT 100063561 2336 Hosp Wy # 314 92008 690 $100,900 51 100062650 7757 Caminito Encanto # U101 92009 1022 $215,900 57 100066191 2306 Altisma Wy # 213 92009 1227 $224,900 37 100059518 [...]]]></description>
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		</item>
		<item>
		<title>248 Homes set to foreclose any day now in Carlsbad CA!</title>
		<link>http://shortsalemc.com/2010/12/248-homes-set-to-foreclose-any-day-now-in-carlsbad-ca/</link>
		<comments>http://shortsalemc.com/2010/12/248-homes-set-to-foreclose-any-day-now-in-carlsbad-ca/#comments</comments>
		<pubDate>Fri, 17 Dec 2010 04:46:43 +0000</pubDate>
		<dc:creator>Michael-Edward Cruz</dc:creator>
				<category><![CDATA[Carlsbad Real Estate]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Short Sale News]]></category>
		<category><![CDATA[Alassio by Standard Pacific Homes (Townhomes)]]></category>
		<category><![CDATA[Alora (Single Family)]]></category>
		<category><![CDATA[Alta by Standard Pacific Homes (Single Family)]]></category>
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		<category><![CDATA[Aviara]]></category>
		<category><![CDATA[Bella Vista by Manning Homes (Single Family)]]></category>
		<category><![CDATA[Bressi Ranch]]></category>
		<category><![CDATA[Cantabria (Single Family)]]></category>
		<category><![CDATA[Caprizi (Single Family)]]></category>
		<category><![CDATA[Careyes by Brookfield Homes (Single Family-Gated)]]></category>
		<category><![CDATA[Carillon by Standard Pacific Homes (Single Family)]]></category>
		<category><![CDATA[Carlsbad]]></category>
		<category><![CDATA[Catania by Standard Pacific Homes (Single Family-Gated)]]></category>
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		<category><![CDATA[Dana Point]]></category>
		<category><![CDATA[Del Mar]]></category>
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		<category><![CDATA[Farralon Ridge (Single Family)]]></category>
		<category><![CDATA[La Jolla]]></category>
		<category><![CDATA[Laguna Niguel]]></category>
		<category><![CDATA[Lucia by Laing Luxury Homes (Single Family)]]></category>
		<category><![CDATA[Mirador by William Lyon Homes (Single Family)]]></category>
		<category><![CDATA[Miraleste (Single Family)]]></category>
		<category><![CDATA[Monterey by Standard Pacific Homes (Single Family)]]></category>
		<category><![CDATA[Murrieta]]></category>
		<category><![CDATA[North San Diego County]]></category>
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		<category><![CDATA[Sabella by Pulte Homes (Single Family)]]></category>
		<category><![CDATA[San Clemente]]></category>
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		<category><![CDATA[San Lucar by Brookfield Homes (Single Family)]]></category>
		<category><![CDATA[San Marcos]]></category>
		<category><![CDATA[Sandbridge]]></category>
		<category><![CDATA[Sansol by Standard Pacific Homes (Single Family)]]></category>
		<category><![CDATA[Santalana by Standard Pacific Homes (Townhomes)]]></category>
		<category><![CDATA[Seagarden]]></category>
		<category><![CDATA[Seaside by Shea Homes (Single Family)]]></category>
		<category><![CDATA[Solana (Single Family)]]></category>
		<category><![CDATA[South Orange County]]></category>
		<category><![CDATA[South Riverside County]]></category>
		<category><![CDATA[Stella Mare by Standard Pacific Homes (Single Family)]]></category>
		<category><![CDATA[Talega]]></category>
		<category><![CDATA[Talega Communities]]></category>
		<category><![CDATA[Temecula]]></category>
		<category><![CDATA[The Reserve]]></category>
		<category><![CDATA[Verano by Lennar Homes (Townhomes)]]></category>
		<category><![CDATA[Vista]]></category>
		<category><![CDATA[Vittoria by Standard Pacific Homes (Single Family-Gated)]]></category>
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		<category><![CDATA[Waterleaf]]></category>
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		<guid isPermaLink="false">http://shortsalemc.com/?p=870</guid>
		<description><![CDATA[248 Homes set to foreclose any day now in Carlsbad CA! GET YOUR FREE LIST OF FORECLOSURE PROPERTIES Were they trying to modify their loans? The sad truth is that probably were. Loan modification hopes lead more people into foreclose than anything else I have seen. I remember in 2007, when I would work on [...]]]></description>
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		</item>
		<item>
		<title>Carlsbad Real Estate Home Search Total Access FREE MLS</title>
		<link>http://shortsalemc.com/2010/12/carlsbad-real-estate-home-search-total-access-free-mls/</link>
		<comments>http://shortsalemc.com/2010/12/carlsbad-real-estate-home-search-total-access-free-mls/#comments</comments>
		<pubDate>Wed, 15 Dec 2010 05:04:15 +0000</pubDate>
		<dc:creator>Michael-Edward Cruz</dc:creator>
				<category><![CDATA[Aviara Community]]></category>
		<category><![CDATA[Aviara Point]]></category>
		<category><![CDATA[Bressi Ranch]]></category>
		<category><![CDATA[Carlsbad Real Estate]]></category>
		<category><![CDATA[Home Buyers]]></category>
		<category><![CDATA[Marea Community]]></category>
		<category><![CDATA[Michael-Edward Cruz]]></category>
		<category><![CDATA[San Diego County]]></category>
		<category><![CDATA[Alassio by Standard Pacific Homes (Townhomes)]]></category>
		<category><![CDATA[Alora (Single Family)]]></category>
		<category><![CDATA[Alta by Standard Pacific Homes (Single Family)]]></category>
		<category><![CDATA[Amalfi by Standard Pacific Homes]]></category>
		<category><![CDATA[Aviara]]></category>
		<category><![CDATA[Bella Vista by Manning Homes (Single Family)]]></category>
		<category><![CDATA[Cantabria (Single Family)]]></category>
		<category><![CDATA[Caprizi (Single Family)]]></category>
		<category><![CDATA[Careyes by Brookfield Homes (Single Family-Gated)]]></category>
		<category><![CDATA[Carillon by Standard Pacific Homes (Single Family)]]></category>
		<category><![CDATA[Carlsbad]]></category>
		<category><![CDATA[Catania by Standard Pacific Homes (Single Family-Gated)]]></category>
		<category><![CDATA[Cazadero by Shea Homes (Single Family)]]></category>
		<category><![CDATA[Dana Point]]></category>
		<category><![CDATA[Del Mar]]></category>
		<category><![CDATA[Encinitas]]></category>
		<category><![CDATA[Escala by Standard Pacific Homes (Single Family)]]></category>
		<category><![CDATA[Fallbrook]]></category>
		<category><![CDATA[Farralon Ridge (Single Family)]]></category>
		<category><![CDATA[La Jolla]]></category>
		<category><![CDATA[Laguna Niguel]]></category>
		<category><![CDATA[Lucia by Laing Luxury Homes (Single Family)]]></category>
		<category><![CDATA[Mirador by William Lyon Homes (Single Family)]]></category>
		<category><![CDATA[Miraleste (Single Family)]]></category>
		<category><![CDATA[Monterey by Standard Pacific Homes (Single Family)]]></category>
		<category><![CDATA[Murrieta]]></category>
		<category><![CDATA[North San Diego County]]></category>
		<category><![CDATA[Oceanside]]></category>
		<category><![CDATA[Pacifica by Standard Pacific Homes (Single Family)]]></category>
		<category><![CDATA[Portomarin (Single Family)]]></category>
		<category><![CDATA[Rancho Santa Fe]]></category>
		<category><![CDATA[Ravenna (Single Family)]]></category>
		<category><![CDATA[Sabella by Pulte Homes (Single Family)]]></category>
		<category><![CDATA[San Clemente]]></category>
		<category><![CDATA[San Elijo]]></category>
		<category><![CDATA[San Lucar by Brookfield Homes (Single Family)]]></category>
		<category><![CDATA[San Marcos]]></category>
		<category><![CDATA[Sandbridge]]></category>
		<category><![CDATA[Sansol by Standard Pacific Homes (Single Family)]]></category>
		<category><![CDATA[Santalana by Standard Pacific Homes (Townhomes)]]></category>
		<category><![CDATA[Seagarden]]></category>
		<category><![CDATA[Seaside by Shea Homes (Single Family)]]></category>
		<category><![CDATA[Solana (Single Family)]]></category>
		<category><![CDATA[South Orange County]]></category>
		<category><![CDATA[South Riverside County]]></category>
		<category><![CDATA[Stella Mare by Standard Pacific Homes (Single Family)]]></category>
		<category><![CDATA[Talega]]></category>
		<category><![CDATA[Talega Communities]]></category>
		<category><![CDATA[Temecula]]></category>
		<category><![CDATA[The Reserve]]></category>
		<category><![CDATA[Verano by Lennar Homes (Townhomes)]]></category>
		<category><![CDATA[Vista]]></category>
		<category><![CDATA[Vittoria by Standard Pacific Homes (Single Family-Gated)]]></category>
		<category><![CDATA[Vizcaya (Single Family)]]></category>
		<category><![CDATA[Waterleaf]]></category>
		<category><![CDATA[Wavecrest]]></category>

		<guid isPermaLink="false">http://shortsalemc.com/?p=865</guid>
		<description><![CDATA[Are you looking to buy a home in Carlsbad ~ Aviara CA? My Name is Michael-Edward Cruz and I want to help you get started. Need more personalized service? I can help you with: Customized Alerts of specific areas, sale types, features, ect&#8230;ect&#8230; I can show you homes NOT on the internet. I can show [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fannie, Freddie Pressed to Reduce Mortgages</title>
		<link>http://shortsalemc.com/2010/12/fannie-freddie-pressed-to-reduce-mortgages/</link>
		<comments>http://shortsalemc.com/2010/12/fannie-freddie-pressed-to-reduce-mortgages/#comments</comments>
		<pubDate>Mon, 13 Dec 2010 03:19:41 +0000</pubDate>
		<dc:creator>Michael-Edward Cruz</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Alassio by Standard Pacific Homes (Townhomes)]]></category>
		<category><![CDATA[Alora (Single Family)]]></category>
		<category><![CDATA[Alta by Standard Pacific Homes (Single Family)]]></category>
		<category><![CDATA[Amalfi by Standard Pacific Homes]]></category>
		<category><![CDATA[Aviara]]></category>
		<category><![CDATA[Bella Vista by Manning Homes (Single Family)]]></category>
		<category><![CDATA[Bressi Ranch]]></category>
		<category><![CDATA[Cantabria (Single Family)]]></category>
		<category><![CDATA[Caprizi (Single Family)]]></category>
		<category><![CDATA[Careyes by Brookfield Homes (Single Family-Gated)]]></category>
		<category><![CDATA[Carillon by Standard Pacific Homes (Single Family)]]></category>
		<category><![CDATA[Carlsbad]]></category>
		<category><![CDATA[Catania by Standard Pacific Homes (Single Family-Gated)]]></category>
		<category><![CDATA[Cazadero by Shea Homes (Single Family)]]></category>
		<category><![CDATA[Dana Point]]></category>
		<category><![CDATA[Del Mar]]></category>
		<category><![CDATA[Encinitas]]></category>
		<category><![CDATA[Escala by Standard Pacific Homes (Single Family)]]></category>
		<category><![CDATA[Fallbrook]]></category>
		<category><![CDATA[Farralon Ridge (Single Family)]]></category>
		<category><![CDATA[La Jolla]]></category>
		<category><![CDATA[Laguna Niguel]]></category>
		<category><![CDATA[Lucia by Laing Luxury Homes (Single Family)]]></category>
		<category><![CDATA[Mirador by William Lyon Homes (Single Family)]]></category>
		<category><![CDATA[Miraleste (Single Family)]]></category>
		<category><![CDATA[Monterey by Standard Pacific Homes (Single Family)]]></category>
		<category><![CDATA[Murrieta]]></category>
		<category><![CDATA[North San Diego County]]></category>
		<category><![CDATA[Oceanside]]></category>
		<category><![CDATA[Pacifica by Standard Pacific Homes (Single Family)]]></category>
		<category><![CDATA[Portomarin (Single Family)]]></category>
		<category><![CDATA[Rancho Santa Fe]]></category>
		<category><![CDATA[Ravenna (Single Family)]]></category>
		<category><![CDATA[Sabella by Pulte Homes (Single Family)]]></category>
		<category><![CDATA[San Clemente]]></category>
		<category><![CDATA[San Elijo]]></category>
		<category><![CDATA[San Lucar by Brookfield Homes (Single Family)]]></category>
		<category><![CDATA[San Marcos]]></category>
		<category><![CDATA[Sandbridge]]></category>
		<category><![CDATA[Sansol by Standard Pacific Homes (Single Family)]]></category>
		<category><![CDATA[Santalana by Standard Pacific Homes (Townhomes)]]></category>
		<category><![CDATA[Seagarden]]></category>
		<category><![CDATA[Seaside by Shea Homes (Single Family)]]></category>
		<category><![CDATA[Solana (Single Family)]]></category>
		<category><![CDATA[South Orange County]]></category>
		<category><![CDATA[South Riverside County]]></category>
		<category><![CDATA[Stella Mare by Standard Pacific Homes (Single Family)]]></category>
		<category><![CDATA[Talega]]></category>
		<category><![CDATA[Talega Communities]]></category>
		<category><![CDATA[Temecula]]></category>
		<category><![CDATA[The Reserve]]></category>
		<category><![CDATA[Verano by Lennar Homes (Townhomes)]]></category>
		<category><![CDATA[Vista]]></category>
		<category><![CDATA[Vittoria by Standard Pacific Homes (Single Family-Gated)]]></category>
		<category><![CDATA[Vizcaya (Single Family)]]></category>
		<category><![CDATA[Waterleaf]]></category>
		<category><![CDATA[Wavecrest]]></category>

		<guid isPermaLink="false">http://shortsalemc.com/?p=861</guid>
		<description><![CDATA[Fannie, Freddie Pressed to Reduce Mortgages Source: Wall Street Journal, Nick Timiraos, Alan Zibel (12/08/10) The Obama administration is pressuring Fannie Mae and Freddie Mac to write down &#8220;underwater&#8221; home loans through fledgling FHA and Treasury programs. The aim of the initiatives is to reduce loan balances, which Fannie Mae and Freddie Mac have been [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Carlsbad Real Estate &#124; Realtor &#124; Foreclosure Info from Fannie and Freddie</title>
		<link>http://shortsalemc.com/2010/12/carlsbad-real-estate-realtor-foreclosure-info-from-fannie-and-freddie/</link>
		<comments>http://shortsalemc.com/2010/12/carlsbad-real-estate-realtor-foreclosure-info-from-fannie-and-freddie/#comments</comments>
		<pubDate>Fri, 10 Dec 2010 19:41:09 +0000</pubDate>
		<dc:creator>Michael-Edward Cruz</dc:creator>
				<category><![CDATA[Short Sale News]]></category>
		<category><![CDATA[Aviara]]></category>
		<category><![CDATA[Avoid Foreclosure]]></category>
		<category><![CDATA[Bressi Ranch]]></category>
		<category><![CDATA[Carlsbad]]></category>
		<category><![CDATA[Dana Point]]></category>
		<category><![CDATA[Del Mar]]></category>
		<category><![CDATA[Encinitas]]></category>
		<category><![CDATA[Fallbrook]]></category>
		<category><![CDATA[Fannie May]]></category>
		<category><![CDATA[freddie mac]]></category>
		<category><![CDATA[La Jolla]]></category>
		<category><![CDATA[Laguna Niguel]]></category>
		<category><![CDATA[Murrieta]]></category>
		<category><![CDATA[no foreclosures over the holidays]]></category>
		<category><![CDATA[North San Diego County]]></category>
		<category><![CDATA[Oceanside]]></category>
		<category><![CDATA[problems with mortgage payments]]></category>
		<category><![CDATA[Rancho Santa Fe]]></category>
		<category><![CDATA[San Clemente]]></category>
		<category><![CDATA[San Elijo]]></category>
		<category><![CDATA[San Marcos]]></category>
		<category><![CDATA[South Orange County]]></category>
		<category><![CDATA[South Riverside County]]></category>
		<category><![CDATA[Stop Foreclosure]]></category>
		<category><![CDATA[Talega]]></category>
		<category><![CDATA[Temecula]]></category>
		<category><![CDATA[The Reserve]]></category>
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		<guid isPermaLink="false">http://shortsalemc.com/?p=857</guid>
		<description><![CDATA[MERRY CHRISTMAS AND A HAPPY NEW YEAR? No Foreclosures Over the Holidays Source: CNNMoney, Les Christie (12/03/2010) Fannie Mae and Freddie Mac are freezing all foreclosure evictions on the mortgage loans they own or back from Dec. 20 through Jan. 3. &#8220;If the property is occupied, our foreclosure attorneys will suspend the eviction to provide [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>MAREA REAL ESTATE Gated Aviara Golf Course Community</title>
		<link>http://shortsalemc.com/2010/12/marea-real-estate-gated-aviara-golf-course-community/</link>
		<comments>http://shortsalemc.com/2010/12/marea-real-estate-gated-aviara-golf-course-community/#comments</comments>
		<pubDate>Tue, 07 Dec 2010 03:31:42 +0000</pubDate>
		<dc:creator>Michael-Edward Cruz</dc:creator>
				<category><![CDATA[Aviara Community]]></category>
		<category><![CDATA[Aviara Point]]></category>
		<category><![CDATA[Marea Community]]></category>
		<category><![CDATA[Short Sale News]]></category>
		<category><![CDATA[100062811]]></category>
		<category><![CDATA[215-830-25-03]]></category>
		<category><![CDATA[800-374-9110]]></category>
		<category><![CDATA[92011]]></category>
		<category><![CDATA[Aviara]]></category>
		<category><![CDATA[Carlsbad]]></category>
		<category><![CDATA[Gated Community]]></category>
		<category><![CDATA[Golf Course]]></category>
		<category><![CDATA[http://www.mikerebroker.com]]></category>
		<category><![CDATA[Marea]]></category>

		<guid isPermaLink="false">http://shortsalemc.com/?p=813</guid>
		<description><![CDATA[MAREA REAL ESTATE Gated Aviara Golf Course Community REAL ESTATE ACTIVITY FOR MAREA AVIARA CARLSBAD CA MAREA REAL ESTATE ACTIVITY STATUS ADDRESS SQ FT LIST PRICE/SF LIST PRICE SOLD PRICE DOM LIST DATE SALE DATE ACTIVE 7076 Surfbird Circle 1705 $380.65 $649,000 43 10/24/2010 SOLD 7021 Surfbird Circle 2104 $285.17 $650,000 $600,000 83 04/01/2010 07/26/2010 [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Carlsbad Real Estate Short Sales &#124; Short Sale Week &#124; JR Lien Issues with Short Sale Expert Troy Huerta</title>
		<link>http://shortsalemc.com/2010/11/california-real-estate-broker-short-sale-week-jr-lien-issues-with-short-sale-expert-troy-huerta/</link>
		<comments>http://shortsalemc.com/2010/11/california-real-estate-broker-short-sale-week-jr-lien-issues-with-short-sale-expert-troy-huerta/#comments</comments>
		<pubDate>Tue, 30 Nov 2010 05:19:29 +0000</pubDate>
		<dc:creator>Michael-Edward Cruz</dc:creator>
				<category><![CDATA[Bressi Ranch]]></category>
		<category><![CDATA[Carlsbad Real Estate]]></category>
		<category><![CDATA[Aviara]]></category>
		<category><![CDATA[Carlsbad]]></category>
		<category><![CDATA[Dana Point]]></category>
		<category><![CDATA[Del Mar]]></category>
		<category><![CDATA[Encinitas]]></category>
		<category><![CDATA[Fallbrook]]></category>
		<category><![CDATA[La Jolla]]></category>
		<category><![CDATA[Laguna Niguel]]></category>
		<category><![CDATA[Murrieta]]></category>
		<category><![CDATA[North San Diego County]]></category>
		<category><![CDATA[Oceanside]]></category>
		<category><![CDATA[Rancho Santa Fe]]></category>
		<category><![CDATA[San Clemente]]></category>
		<category><![CDATA[San Elijo]]></category>
		<category><![CDATA[San Marcos]]></category>
		<category><![CDATA[South Orange County]]></category>
		<category><![CDATA[South Riverside County]]></category>
		<category><![CDATA[Talega]]></category>
		<category><![CDATA[Temecula]]></category>
		<category><![CDATA[The Reserve]]></category>
		<category><![CDATA[Vista]]></category>

		<guid isPermaLink="false">http://shortsalemc.com/?p=735</guid>
		<description><![CDATA[AVOID SHORT SALE NIGHTMARES I am here at Peet’s Coffee &#038; Tea in the Carlsbad Community of Bressi Ranch with Troy Huerta Broker/Realtor/Short Sale Expert and Mentor, to discuss issues that one can have when trying to do a short sale and avoid foreclosure. JR Liens What are JR Liens? JR Liens are loans or [...]]]></description>
		<wfw:commentRss>http://shortsalemc.com/2010/11/california-real-estate-broker-short-sale-week-jr-lien-issues-with-short-sale-expert-troy-huerta/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Carlsbad Real Estate &#124; Short Sale Week with Michael-Edward Cruz Carlsbad Short Sale Certified Specialist</title>
		<link>http://shortsalemc.com/2010/11/carlsbad-real-estate-short-sale-week-with-michael-edward-cruz-carlsbad-short-sale-certified-specialist/</link>
		<comments>http://shortsalemc.com/2010/11/carlsbad-real-estate-short-sale-week-with-michael-edward-cruz-carlsbad-short-sale-certified-specialist/#comments</comments>
		<pubDate>Sun, 28 Nov 2010 06:53:29 +0000</pubDate>
		<dc:creator>Michael-Edward Cruz</dc:creator>
				<category><![CDATA[Carlsbad Real Estate]]></category>
		<category><![CDATA[Short Sale News]]></category>
		<category><![CDATA[Aviara]]></category>
		<category><![CDATA[Bressi Ranch]]></category>
		<category><![CDATA[Carlsbad]]></category>
		<category><![CDATA[Dana Point]]></category>
		<category><![CDATA[Del Mar]]></category>
		<category><![CDATA[Encinitas]]></category>
		<category><![CDATA[Fallbrook]]></category>
		<category><![CDATA[La Jolla]]></category>
		<category><![CDATA[Laguna Niguel]]></category>
		<category><![CDATA[Murrieta]]></category>
		<category><![CDATA[North San Diego County]]></category>
		<category><![CDATA[Oceanside]]></category>
		<category><![CDATA[Rancho Santa Fe]]></category>
		<category><![CDATA[San Clemente]]></category>
		<category><![CDATA[San Elijo]]></category>
		<category><![CDATA[San Marcos]]></category>
		<category><![CDATA[South Orange County]]></category>
		<category><![CDATA[South Riverside County]]></category>
		<category><![CDATA[Talega]]></category>
		<category><![CDATA[Temecula]]></category>
		<category><![CDATA[The Reserve]]></category>
		<category><![CDATA[Vista]]></category>

		<guid isPermaLink="false">http://shortsalemc.com/?p=717</guid>
		<description><![CDATA[Does this remind you of dealing with your lender? We have been working on short sales since 2007 and this is how they seemed to us back then. This week I will outline key strategies that help us (Realtors) close short sales. As you know short sales can be difficult, but do you know what [...]]]></description>
		<wfw:commentRss>http://shortsalemc.com/2010/11/carlsbad-real-estate-short-sale-week-with-michael-edward-cruz-carlsbad-short-sale-certified-specialist/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Carlsbad Real Estate &#124; California Association of Realtors releases Third Quarter Real Estate Report: First time buyer affordability index of Households in California FTB-HAI</title>
		<link>http://shortsalemc.com/2010/11/carlsbad-real-estate-california-association-of-realtors-releases-third-quarter-real-estate-report-first-time-buyer-affordability-index-of-households-in-california-ftb-hai/</link>
		<comments>http://shortsalemc.com/2010/11/carlsbad-real-estate-california-association-of-realtors-releases-third-quarter-real-estate-report-first-time-buyer-affordability-index-of-households-in-california-ftb-hai/#comments</comments>
		<pubDate>Fri, 19 Nov 2010 22:46:53 +0000</pubDate>
		<dc:creator>Michael-Edward Cruz</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Short Sale News]]></category>
		<category><![CDATA[Affordable Housing]]></category>
		<category><![CDATA[Aviara]]></category>
		<category><![CDATA[Bressi Ranch]]></category>
		<category><![CDATA[Carlsbad]]></category>
		<category><![CDATA[Dana Point]]></category>
		<category><![CDATA[Del Mar]]></category>
		<category><![CDATA[Encinitas]]></category>
		<category><![CDATA[Entry Level Homes]]></category>
		<category><![CDATA[Fallbrook]]></category>
		<category><![CDATA[La Jolla]]></category>
		<category><![CDATA[Laguna Niguel]]></category>
		<category><![CDATA[Murrieta]]></category>
		<category><![CDATA[North San Diego County]]></category>
		<category><![CDATA[Oceanside]]></category>
		<category><![CDATA[Rancho Santa Fe]]></category>
		<category><![CDATA[San Clemente]]></category>
		<category><![CDATA[San Elijo]]></category>
		<category><![CDATA[San Marcos]]></category>
		<category><![CDATA[South Orange County]]></category>
		<category><![CDATA[South Riverside County]]></category>
		<category><![CDATA[Talega]]></category>
		<category><![CDATA[Temecula]]></category>
		<category><![CDATA[The Reserve]]></category>
		<category><![CDATA[Vista]]></category>

		<guid isPermaLink="false">http://shortsalemc.com/?p=667</guid>
		<description><![CDATA[HOMES ARE MORE AFFORDABLE IN THE 3RD QUARTER IN CALIFORNIA Can the economy support this? Forgot to mention FHA buyers, on the video. The CALIFORNIA ASSOCIATION OF REALTORS® (C.A.R.) this week issued its third quarter First-time Buyer Housing Affordability Index (FTB-HAI), which indicates the percentage of households in California who could afford an entry-level home [...]]]></description>
		<wfw:commentRss>http://shortsalemc.com/2010/11/carlsbad-real-estate-california-association-of-realtors-releases-third-quarter-real-estate-report-first-time-buyer-affordability-index-of-households-in-california-ftb-hai/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Taking a bath inside the real estate bubble</title>
		<link>http://shortsalemc.com/2010/11/taking-a-bath-inside-the-real-estate-bubble/</link>
		<comments>http://shortsalemc.com/2010/11/taking-a-bath-inside-the-real-estate-bubble/#comments</comments>
		<pubDate>Tue, 16 Nov 2010 05:36:01 +0000</pubDate>
		<dc:creator>Michael-Edward Cruz</dc:creator>
				<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[Home Buyers]]></category>
		<category><![CDATA[Michael-Edward Cruz]]></category>
		<category><![CDATA[Orange County]]></category>
		<category><![CDATA[Riverside County]]></category>
		<category><![CDATA[San Clemente Talega]]></category>
		<category><![CDATA[San Diego County]]></category>
		<category><![CDATA[Short Sale News]]></category>
		<category><![CDATA[Temecula]]></category>
		<category><![CDATA[Aviara]]></category>
		<category><![CDATA[Carlsbad]]></category>
		<category><![CDATA[Carlsbad Short Sale Experts]]></category>
		<category><![CDATA[Dana Point Short Sale Experts]]></category>
		<category><![CDATA[Expert Real Estate Services]]></category>
		<category><![CDATA[Find a certified short sale agent]]></category>
		<category><![CDATA[Free Consultation for Short Sale]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[no equity]]></category>
		<category><![CDATA[Real Estate bubble]]></category>
		<category><![CDATA[San Clemente Short Sale Experts]]></category>
		<category><![CDATA[Top Real Estate Agent in]]></category>
		<category><![CDATA[top short sale agent]]></category>

		<guid isPermaLink="false">http://shortsalemc.com/?p=618</guid>
		<description><![CDATA[By Scott Dickensheets Monday, Nov. 15, 2010 &#124; 2 a.m. In 2004, two years before I bought my house, a website urged real estate investors thusly: “It is important that investors make their investments as soon as possible. This is because Las Vegas is growing and expanding at a scorching pace.” In 2005, one year before [...]]]></description>
		<wfw:commentRss>http://shortsalemc.com/2010/11/taking-a-bath-inside-the-real-estate-bubble/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FORECLOSURES HIT A RECORD HIGH &#8211; BIG SHOCKER!!</title>
		<link>http://shortsalemc.com/2010/09/foreclosures-hit-a-record-high-big-shocker/</link>
		<comments>http://shortsalemc.com/2010/09/foreclosures-hit-a-record-high-big-shocker/#comments</comments>
		<pubDate>Thu, 16 Sep 2010 17:44:09 +0000</pubDate>
		<dc:creator>Michael-Edward Cruz</dc:creator>
				<category><![CDATA[Banks]]></category>
		<category><![CDATA[Alternatives to Foreclosure]]></category>
		<category><![CDATA[Alternatives to Foreclosure Avoid Foreclosure Buy Short Sale Carlsbad Short Sale Experts Dana Point Short Sale Experts Expert Free Consultation for Short Sale Free Foreclosure Avoidance Free Short Sal]]></category>
		<category><![CDATA[Avoid Foreclosure]]></category>
		<category><![CDATA[Buy Short Sale]]></category>
		<category><![CDATA[Carlsbad]]></category>
		<category><![CDATA[Carlsbad Short Sale Experts]]></category>
		<category><![CDATA[Expert]]></category>
		<category><![CDATA[Free Consultation for Short Sale]]></category>
		<category><![CDATA[Free Foreclosure Avoidance]]></category>
		<category><![CDATA[San Clemente Short Sale Experts]]></category>
		<category><![CDATA[Sell my home]]></category>
		<category><![CDATA[Top Real Estate Agent in]]></category>

		<guid isPermaLink="false">http://shortsalemc.com/?p=527</guid>
		<description><![CDATA[Visit msnbc.com for breaking news, world news, and news about the economy]]></description>
		<wfw:commentRss>http://shortsalemc.com/2010/09/foreclosures-hit-a-record-high-big-shocker/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>HAFA Consumer Alert *Supplimental Directive 09-09* – A must read</title>
		<link>http://shortsalemc.com/2010/08/hafa-consumer-alert-supplimental-directive-09-09-a-must-read/</link>
		<comments>http://shortsalemc.com/2010/08/hafa-consumer-alert-supplimental-directive-09-09-a-must-read/#comments</comments>
		<pubDate>Mon, 02 Aug 2010 13:39:07 +0000</pubDate>
		<dc:creator>Michael-Edward Cruz</dc:creator>
				<category><![CDATA[Community Service]]></category>
		<category><![CDATA[Michael-Edward Cruz]]></category>
		<category><![CDATA[San Diego County]]></category>
		<category><![CDATA[Short Sale News]]></category>
		<category><![CDATA[Avoid Foreclosure]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[Carlsbad]]></category>
		<category><![CDATA[HAFA]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[Short Sale Expertise]]></category>
		<category><![CDATA[Specialist]]></category>

		<guid isPermaLink="false">http://shortsalemc.com/?p=485</guid>
		<description><![CDATA[We are proud to provide the following&#8230; Supplemental Directive 09-09 November 30, 2009 Introduction of Home Affordable Foreclosure Alternatives – Short Sale and Deed-in-Lieu of Foreclosure CLICK HERE TO DOWNLOAD YOUR FREE COPY Michael-Edward Cruz California Real Estate Broker 01758933]]></description>
		<wfw:commentRss>http://shortsalemc.com/2010/08/hafa-consumer-alert-supplimental-directive-09-09-a-must-read/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>HAFA</title>
		<link>http://shortsalemc.com/2010/08/hafa/</link>
		<comments>http://shortsalemc.com/2010/08/hafa/#comments</comments>
		<pubDate>Mon, 02 Aug 2010 13:16:27 +0000</pubDate>
		<dc:creator>Michael-Edward Cruz</dc:creator>
				<category><![CDATA[Michael-Edward Cruz]]></category>
		<category><![CDATA[San Diego County]]></category>
		<category><![CDATA[Short Sale News]]></category>
		<category><![CDATA[Avoid Foreclosure]]></category>
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		<category><![CDATA[Short Sale Expertise]]></category>
		<category><![CDATA[Specialist]]></category>

		<guid isPermaLink="false">http://shortsalemc.com/?p=481</guid>
		<description><![CDATA[]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Carlsbad Residents in Foreclosure Caught Using a FOUR LETTER WORD!</title>
		<link>http://shortsalemc.com/2010/06/carlsbad-residents-in-foreclosure-caught-using-a-four-letter-word/</link>
		<comments>http://shortsalemc.com/2010/06/carlsbad-residents-in-foreclosure-caught-using-a-four-letter-word/#comments</comments>
		<pubDate>Sat, 26 Jun 2010 18:15:56 +0000</pubDate>
		<dc:creator>Michael-Edward Cruz</dc:creator>
				<category><![CDATA[Alternatives to Foreclosure]]></category>
		<category><![CDATA[Avoid Foreclosure]]></category>
		<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[Carlsbad]]></category>
		<category><![CDATA[Carlsbad Short Sale Experts]]></category>
		<category><![CDATA[Citi bank]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[Dana Point Short Sale Experts]]></category>
		<category><![CDATA[Expert Real Estate Services]]></category>
		<category><![CDATA[Free Consultation for Short Sale]]></category>
		<category><![CDATA[Free Foreclosure Avoidance]]></category>
		<category><![CDATA[Free Short Sale Help]]></category>
		<category><![CDATA[hell]]></category>
		<category><![CDATA[Laguna Niguel Short Sale Experts]]></category>
		<category><![CDATA[loan mofidication]]></category>
		<category><![CDATA[Michael-Edward Cruz]]></category>
		<category><![CDATA[Murrieta Short Sale Experts]]></category>
		<category><![CDATA[Oceanside Short Sale Experts]]></category>
		<category><![CDATA[Real Estate Expert]]></category>
		<category><![CDATA[Redhawk Short Sale Experts]]></category>
		<category><![CDATA[San Clemente Short Sale Experts]]></category>
		<category><![CDATA[Save my credit]]></category>
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		<category><![CDATA[Short Sale Experts]]></category>
		<category><![CDATA[shortsale]]></category>
		<category><![CDATA[Temecula Short Sale Experts]]></category>
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		<category><![CDATA[Troy Huerta 0]]></category>

		<guid isPermaLink="false">http://shortsalemc.com/?p=444</guid>
		<description><![CDATA[HOPE! wikipedia defines hope as: &#8220;A belief in a positive outcome related to events and circumstances in one&#8217;s life. Hope is a feeling that something desired may happen, when the outlook may or may not warrant it.&#8221; When I traded stocks I was taught that four letter words hurt you as a trader more than [...]]]></description>
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		</item>
		<item>
		<title>Learn About Tax Credit for Homeowners</title>
		<link>http://shortsalemc.com/2010/03/learn-about-tax-credit-for-homeowners/</link>
		<comments>http://shortsalemc.com/2010/03/learn-about-tax-credit-for-homeowners/#comments</comments>
		<pubDate>Mon, 01 Mar 2010 14:07:33 +0000</pubDate>
		<dc:creator>Michael-Edward Cruz</dc:creator>
				<category><![CDATA[Home Buyers]]></category>
		<category><![CDATA[Orange County]]></category>
		<category><![CDATA[Riverside County]]></category>
		<category><![CDATA[San Clemente Talega]]></category>
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		<category><![CDATA[Buy]]></category>
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		<category><![CDATA[Home]]></category>
		<category><![CDATA[Ladera Ranch]]></category>
		<category><![CDATA[Michael-Edward Cruz]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Real Estate Expert]]></category>
		<category><![CDATA[San Clemente]]></category>
		<category><![CDATA[Tax Credits]]></category>
		<category><![CDATA[Tiffany Ayres]]></category>
		<category><![CDATA[Troy Huerta]]></category>

		<guid isPermaLink="false">http://shortsalemc.com/?p=230</guid>
		<description><![CDATA[Tax Credits for Solar Water Heaters A federal tax credit makes energy-efficient solar water heaters a more affordable and sustainable option for many homeowners. Read Tax Credits for Replacing Heating and Cooling Systems Upgrading to an energy-efficient heating and cooling system can save hundreds on your utility bills and earn you a tax credit worth [...]]]></description>
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