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	<title>Is your home underwater? &#187; December 2009 Short Sale News</title>
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		<title>HAFA &#8211; The new government incentive for short sales</title>
		<link>http://shortsalemc.com/2009/12/hafa-the-new-government-incentive-for-short-sales/</link>
		<comments>http://shortsalemc.com/2009/12/hafa-the-new-government-incentive-for-short-sales/#comments</comments>
		<pubDate>Tue, 29 Dec 2009 15:54:25 +0000</pubDate>
		<dc:creator>Michael-Edward Cruz</dc:creator>
				<category><![CDATA[December 2009 Short Sale News]]></category>
		<category><![CDATA[Short Sale News]]></category>
		<category><![CDATA[Alternatives to Foreclosure]]></category>
		<category><![CDATA[Avoid Foreclosure]]></category>
		<category><![CDATA[Buy Short Sale]]></category>
		<category><![CDATA[Carlsbad Short Sale Experts]]></category>
		<category><![CDATA[Dana Point Short Sale Experts]]></category>
		<category><![CDATA[Free Consultation for Short Sale]]></category>
		<category><![CDATA[Free Foreclosure Avoidance]]></category>
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		<category><![CDATA[Laguna Niguel Short Sale Experts]]></category>
		<category><![CDATA[Michael-Edward Cruz]]></category>
		<category><![CDATA[Murrieta Short Sale Experts]]></category>
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		<category><![CDATA[Redhawk Short Sale Experts]]></category>
		<category><![CDATA[San Clemente Short Sale Experts]]></category>
		<category><![CDATA[Short Sale Experts]]></category>
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		<category><![CDATA[Troy Huerta]]></category>

		<guid isPermaLink="false">http://shortsalemc.com/?p=32</guid>
		<description><![CDATA[by Michael-Edward Cruz, California Real Estate Broker. Have you heard? The government is trying to motivate lenders to avoid foreclosure. According to statistics the sister program HAMP has been able to help about 9% of homeowners in trouble. Yes I said 9%, I think the average Realtor has been able to short sale about 20% without the [...]]]></description>
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		<slash:comments>3</slash:comments>
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		<title>Will 2010 be the year of Recovery?</title>
		<link>http://shortsalemc.com/2009/12/will-2010-be-the-year-of-recovery/</link>
		<comments>http://shortsalemc.com/2009/12/will-2010-be-the-year-of-recovery/#comments</comments>
		<pubDate>Mon, 28 Dec 2009 15:39:11 +0000</pubDate>
		<dc:creator>Michael-Edward Cruz</dc:creator>
				<category><![CDATA[December 2009 Short Sale News]]></category>
		<category><![CDATA[Short Sale News]]></category>
		<category><![CDATA[Alternatives to Foreclosure]]></category>
		<category><![CDATA[Avoid Foreclosure]]></category>
		<category><![CDATA[Buy Short Sale]]></category>
		<category><![CDATA[Carlsbad Short Sale Experts]]></category>
		<category><![CDATA[Dana Point Short Sale Experts]]></category>
		<category><![CDATA[Free Consultation for Short Sale]]></category>
		<category><![CDATA[Free Foreclosure Avoidance]]></category>
		<category><![CDATA[Free Short Sale Help]]></category>
		<category><![CDATA[Laguna Niguel Short Sale Experts]]></category>
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		<category><![CDATA[Murrieta Short Sale Experts]]></category>
		<category><![CDATA[Oceanside Short Sale Experts]]></category>
		<category><![CDATA[Redhawk Short Sale Experts]]></category>
		<category><![CDATA[San Clemente Short Sale Experts]]></category>
		<category><![CDATA[Short Sale Experts]]></category>
		<category><![CDATA[Temecula Short Sale Experts]]></category>
		<category><![CDATA[Troy Huerta]]></category>

		<guid isPermaLink="false">http://shortsalemc.com/?p=26</guid>
		<description><![CDATA[According to some experts 2010 is set as year of recovery, largely in part to lender participation in short sales. According the the article, &#8220;At the start of the foreclosure crisis, she says, banks accepted about one in every 10 offerings on short sales. But as the crisis worsened, the number of short sale homes closing in [...]]]></description>
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		<title>Are banks finally realizing that Short Sales are Better than Foreclosures???</title>
		<link>http://shortsalemc.com/2009/12/are-banks-finally-realizing-that-short-sales-are-better-than-foreclosures/</link>
		<comments>http://shortsalemc.com/2009/12/are-banks-finally-realizing-that-short-sales-are-better-than-foreclosures/#comments</comments>
		<pubDate>Wed, 23 Dec 2009 16:30:49 +0000</pubDate>
		<dc:creator>Michael-Edward Cruz</dc:creator>
				<category><![CDATA[December 2009 Short Sale News]]></category>
		<category><![CDATA[Short Sale News]]></category>
		<category><![CDATA[Alternatives to Foreclosure]]></category>
		<category><![CDATA[Avoid Foreclosure]]></category>
		<category><![CDATA[Buy Short Sale]]></category>
		<category><![CDATA[Carlsbad Short Sale Experts]]></category>
		<category><![CDATA[Dana Point Short Sale Experts]]></category>
		<category><![CDATA[Free Consultation for Short Sale]]></category>
		<category><![CDATA[Free Foreclosure Avoidance]]></category>
		<category><![CDATA[Free Short Sale Help]]></category>
		<category><![CDATA[Laguna Niguel Short Sale Experts]]></category>
		<category><![CDATA[Michael-Edward Cruz]]></category>
		<category><![CDATA[Murrieta Short Sale Experts]]></category>
		<category><![CDATA[Oceanside Short Sale Experts]]></category>
		<category><![CDATA[Redhawk Short Sale Experts]]></category>
		<category><![CDATA[San Clemente Short Sale Experts]]></category>
		<category><![CDATA[Short Sale Experts]]></category>
		<category><![CDATA[Temecula Short Sale Experts]]></category>
		<category><![CDATA[Troy Huerta]]></category>

		<guid isPermaLink="false">http://shortsalemc.com/?p=4</guid>
		<description><![CDATA[We have been working for years trying to convince lenders that it was in there best interest to accept short sales. We have saved many people from the damaging affects of foreclosure on the record. If lenders do take a more proactive approach to short sales then we will be able to help more people than ever before. 

Michael-Edward Cruz
Short Sale Broker
Southern California
951-572-2789
michael@usbrinc.com]]></description>
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