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For what you pay for (or are not paying) on small home, you could rent a mini mansion Example: This home is in San Bernardino County the mortgage is 399,000. With a 7 % interest rate the payment is about$ 2654.55. plus taxes and insurance $3150 per month. Its now worth about 130,000 Your loan [...] They are foreclosing on homes that have been in default for a long time. Even if the banks employees caused the [...] http://www.youtube.com/watch?v=ju2SpPmhxKs Share and Enjoy: Tax Credits for Solar Water Heaters A federal tax credit makes energy-efficient solar water heaters a more affordable and sustainable option for many homeowners. Read Tax Credits for Replacing Heating and Cooling Systems Upgrading to an energy-efficient heating and cooling system can save hundreds on your utility bills and earn you a tax credit [...] Approved Short Sale for February 2010 We just got an approval for a short sale in Bellflower – FHA Buyer ready to close in 7 days! Share and Enjoy: by Michael-Edward Cruz – California Real Estate Broker 951-572-2789 I found a promising article detailing how some lenders are beginning to shift their focus from foreclosure to short sales. Unfortunately I could not link to it on my blog due to copyright laws. Some Lenders are now considering short sales as a real solution. AFTER the mass [...] I have personally helped many people modify their home loan. But with so many predators out there the State of California made it illegal to charge for these services. Still when people try and do this on there own it takes a toll on them. Their is no way to guarantee anyone that a modification will [...] Michael-Edward Cruz and Troy Huerta agree that Short Sale transactions will see an uptrend in 2010. Michael specializes in working with short sales South Orange County as well as communities in South Riverside County like Redhawk in Temecula California. Troy works with clients in North San Diego communities such as Carlsbad, Vista, Oceanside and San [...] If you purchased a home in Southern California last year and need information on collecting your tax credit click the link below for information on how to claim it. LINK If or someone you know is facing foreclosure and you live in Temecula California then give me a call. Our team has helped over 100 people in [...] by Michael-Edward Cruz, California Real Estate Broker. Have you heard? The government is trying to motivate lenders to avoid foreclosure. According to statistics the sister program HAMP has been able to help about 9% of homeowners in trouble. Yes I said 9%, I think the average Realtor has been able to short sale about 20% without the extra help. According to some experts 2010 is set as year of recovery, largely in part to lender participation in short sales. According the the article, “At the start of the foreclosure crisis, she says, banks accepted about one in every 10 offerings on short sales. But as the crisis worsened, the number of short sale homes closing in escrow [...] We have been working for years trying to convince lenders that it was in there best interest to accept short sales. We have saved many people from the damaging affects of foreclosure on the record. If lenders do take a more proactive approach to short sales then we will be able to help more people than ever before. Michael-Edward Cruz |
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Michael-Edward Cruz Broker License 01758933 Office 951-572-2789 - Email: mail@mikerebroker.com
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