<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Is your home underwater? &#187; Michael-Edward Cruz</title>
	<atom:link href="http://shortsalemc.com/category/short-sale-specialist/michael-edward-cruz-short-sale-specialist/feed/" rel="self" type="application/rss+xml" />
	<link>http://shortsalemc.com</link>
	<description>Short Sale Information Website - California Real Estate Broker 01758933 - This is not a government site</description>
	<lastBuildDate>Wed, 30 Nov 2011 22:30:54 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.3</generator>
		<item>
		<title>Am I a good candidate for a short sale? &#124; Carlsbad Short Sale Certified Specialist</title>
		<link>http://shortsalemc.com/2011/06/am-i-a-good-candidate-for-short-sale-carlsbad-short-sale-certified-specialist/</link>
		<comments>http://shortsalemc.com/2011/06/am-i-a-good-candidate-for-short-sale-carlsbad-short-sale-certified-specialist/#comments</comments>
		<pubDate>Sun, 05 Jun 2011 06:48:48 +0000</pubDate>
		<dc:creator>Michael-Edward Cruz</dc:creator>
				<category><![CDATA[Carlsbad Short Sales]]></category>
		<category><![CDATA[Michael-Edward Cruz]]></category>
		<category><![CDATA[Short Sale News]]></category>
		<category><![CDATA[Aviara Community]]></category>
		<category><![CDATA[Carlsbad Short Sale Experts]]></category>
		<category><![CDATA[certified short sale specialist]]></category>

		<guid isPermaLink="false">http://shortsalemc.com/?p=939</guid>
		<description><![CDATA[Take This Simple 1 Minute Quick Qualifier and Discover Right Now If You Qualify For a Real Estate Short Sale I have helped homeowners in Carlsbad Avoid Foreclosure.&#160; When foreclosure is not an option check out www.Approval2Go.com and visit our Carlsbad Short Sale Blog www.shortsalemc.com]]></description>
		<wfw:commentRss>http://shortsalemc.com/2011/06/am-i-a-good-candidate-for-short-sale-carlsbad-short-sale-certified-specialist/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Another Homeowner Avoids Foreclosure in Oceanside California</title>
		<link>http://shortsalemc.com/2011/05/another-homeowner-avoids-foreclosure-in-oceanside-california/</link>
		<comments>http://shortsalemc.com/2011/05/another-homeowner-avoids-foreclosure-in-oceanside-california/#comments</comments>
		<pubDate>Sat, 07 May 2011 05:37:24 +0000</pubDate>
		<dc:creator>Michael-Edward Cruz</dc:creator>
				<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[Carlsbad Short Sales]]></category>
		<category><![CDATA[Community Service]]></category>
		<category><![CDATA[Michael-Edward Cruz]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Ocean Hills - Seagate]]></category>
		<category><![CDATA[Oceanside]]></category>
		<category><![CDATA[San Diego County]]></category>
		<category><![CDATA[Short Sale News]]></category>
		<category><![CDATA[avoids foreclosure]]></category>
		<category><![CDATA[california]]></category>
		<category><![CDATA[homeowner]]></category>
		<category><![CDATA[in]]></category>
		<category><![CDATA[Short Sale]]></category>

		<guid isPermaLink="false">http://shortsalemc.com/?p=935</guid>
		<description><![CDATA[Another Homeowner Avoids Foreclosure We just closed another short sale in Oceanside California! Amazingly, our client asked that we tell her story and share it with other people in her situation. About 18 months ago our client and her husband experienced a medical hardship, and after exhausting their savings , they found themselves unable to [...]]]></description>
		<wfw:commentRss>http://shortsalemc.com/2011/05/another-homeowner-avoids-foreclosure-in-oceanside-california/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Carlsbad Real Estate Agent ~ Broker Associate with Solutions Real Estate</title>
		<link>http://shortsalemc.com/2010/12/carlsbad-real-estate-agent-broker-associate-with-solutions-real-estate/</link>
		<comments>http://shortsalemc.com/2010/12/carlsbad-real-estate-agent-broker-associate-with-solutions-real-estate/#comments</comments>
		<pubDate>Thu, 23 Dec 2010 06:30:13 +0000</pubDate>
		<dc:creator>Michael-Edward Cruz</dc:creator>
				<category><![CDATA[Aviara Community]]></category>
		<category><![CDATA[Aviara Point]]></category>
		<category><![CDATA[Bressi Ranch]]></category>
		<category><![CDATA[Carlsbad Buyers]]></category>
		<category><![CDATA[Carlsbad Real Estate]]></category>
		<category><![CDATA[Marea Community]]></category>
		<category><![CDATA[Michael-Edward Cruz]]></category>
		<category><![CDATA[Short Sale Expert]]></category>

		<guid isPermaLink="false">http://shortsalemc.com/?p=882</guid>
		<description><![CDATA[Are you looking for a Realtor in Carlsbad California?]]></description>
		<wfw:commentRss>http://shortsalemc.com/2010/12/carlsbad-real-estate-agent-broker-associate-with-solutions-real-estate/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Carlsbad Real Estate Home Search Total Access FREE MLS</title>
		<link>http://shortsalemc.com/2010/12/carlsbad-real-estate-home-search-total-access-free-mls/</link>
		<comments>http://shortsalemc.com/2010/12/carlsbad-real-estate-home-search-total-access-free-mls/#comments</comments>
		<pubDate>Wed, 15 Dec 2010 05:04:15 +0000</pubDate>
		<dc:creator>Michael-Edward Cruz</dc:creator>
				<category><![CDATA[Aviara Community]]></category>
		<category><![CDATA[Aviara Point]]></category>
		<category><![CDATA[Bressi Ranch]]></category>
		<category><![CDATA[Carlsbad Real Estate]]></category>
		<category><![CDATA[Home Buyers]]></category>
		<category><![CDATA[Marea Community]]></category>
		<category><![CDATA[Michael-Edward Cruz]]></category>
		<category><![CDATA[San Diego County]]></category>
		<category><![CDATA[Alassio by Standard Pacific Homes (Townhomes)]]></category>
		<category><![CDATA[Alora (Single Family)]]></category>
		<category><![CDATA[Alta by Standard Pacific Homes (Single Family)]]></category>
		<category><![CDATA[Amalfi by Standard Pacific Homes]]></category>
		<category><![CDATA[Aviara]]></category>
		<category><![CDATA[Bella Vista by Manning Homes (Single Family)]]></category>
		<category><![CDATA[Cantabria (Single Family)]]></category>
		<category><![CDATA[Caprizi (Single Family)]]></category>
		<category><![CDATA[Careyes by Brookfield Homes (Single Family-Gated)]]></category>
		<category><![CDATA[Carillon by Standard Pacific Homes (Single Family)]]></category>
		<category><![CDATA[Carlsbad]]></category>
		<category><![CDATA[Catania by Standard Pacific Homes (Single Family-Gated)]]></category>
		<category><![CDATA[Cazadero by Shea Homes (Single Family)]]></category>
		<category><![CDATA[Dana Point]]></category>
		<category><![CDATA[Del Mar]]></category>
		<category><![CDATA[Encinitas]]></category>
		<category><![CDATA[Escala by Standard Pacific Homes (Single Family)]]></category>
		<category><![CDATA[Fallbrook]]></category>
		<category><![CDATA[Farralon Ridge (Single Family)]]></category>
		<category><![CDATA[La Jolla]]></category>
		<category><![CDATA[Laguna Niguel]]></category>
		<category><![CDATA[Lucia by Laing Luxury Homes (Single Family)]]></category>
		<category><![CDATA[Mirador by William Lyon Homes (Single Family)]]></category>
		<category><![CDATA[Miraleste (Single Family)]]></category>
		<category><![CDATA[Monterey by Standard Pacific Homes (Single Family)]]></category>
		<category><![CDATA[Murrieta]]></category>
		<category><![CDATA[North San Diego County]]></category>
		<category><![CDATA[Oceanside]]></category>
		<category><![CDATA[Pacifica by Standard Pacific Homes (Single Family)]]></category>
		<category><![CDATA[Portomarin (Single Family)]]></category>
		<category><![CDATA[Rancho Santa Fe]]></category>
		<category><![CDATA[Ravenna (Single Family)]]></category>
		<category><![CDATA[Sabella by Pulte Homes (Single Family)]]></category>
		<category><![CDATA[San Clemente]]></category>
		<category><![CDATA[San Elijo]]></category>
		<category><![CDATA[San Lucar by Brookfield Homes (Single Family)]]></category>
		<category><![CDATA[San Marcos]]></category>
		<category><![CDATA[Sandbridge]]></category>
		<category><![CDATA[Sansol by Standard Pacific Homes (Single Family)]]></category>
		<category><![CDATA[Santalana by Standard Pacific Homes (Townhomes)]]></category>
		<category><![CDATA[Seagarden]]></category>
		<category><![CDATA[Seaside by Shea Homes (Single Family)]]></category>
		<category><![CDATA[Solana (Single Family)]]></category>
		<category><![CDATA[South Orange County]]></category>
		<category><![CDATA[South Riverside County]]></category>
		<category><![CDATA[Stella Mare by Standard Pacific Homes (Single Family)]]></category>
		<category><![CDATA[Talega]]></category>
		<category><![CDATA[Talega Communities]]></category>
		<category><![CDATA[Temecula]]></category>
		<category><![CDATA[The Reserve]]></category>
		<category><![CDATA[Verano by Lennar Homes (Townhomes)]]></category>
		<category><![CDATA[Vista]]></category>
		<category><![CDATA[Vittoria by Standard Pacific Homes (Single Family-Gated)]]></category>
		<category><![CDATA[Vizcaya (Single Family)]]></category>
		<category><![CDATA[Waterleaf]]></category>
		<category><![CDATA[Wavecrest]]></category>

		<guid isPermaLink="false">http://shortsalemc.com/?p=865</guid>
		<description><![CDATA[Are you looking to buy a home in Carlsbad ~ Aviara CA? My Name is Michael-Edward Cruz and I want to help you get started. Need more personalized service? I can help you with: Customized Alerts of specific areas, sale types, features, ect&#8230;ect&#8230; I can show you homes NOT on the internet. I can show [...]]]></description>
		<wfw:commentRss>http://shortsalemc.com/2010/12/carlsbad-real-estate-home-search-total-access-free-mls/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FREE FORECLOSURE LIST – Carlsbad Real Estate and Carlsbad Homes For Sale &#124; Carlsbad Short Sales – Carlsbad Bank Owned – Carlsbad Homes in Foreclosure</title>
		<link>http://shortsalemc.com/2010/12/free-foreclosure-list-%e2%80%93-carlsbad-real-estate-and-carlsbad-homes-for-sale-carlsbad-short-sales-%e2%80%93-carlsbad-bank-owned-%e2%80%93-carlsbad-homes-in-foreclosure/</link>
		<comments>http://shortsalemc.com/2010/12/free-foreclosure-list-%e2%80%93-carlsbad-real-estate-and-carlsbad-homes-for-sale-carlsbad-short-sales-%e2%80%93-carlsbad-bank-owned-%e2%80%93-carlsbad-homes-in-foreclosure/#comments</comments>
		<pubDate>Thu, 09 Dec 2010 02:31:15 +0000</pubDate>
		<dc:creator>Michael-Edward Cruz</dc:creator>
				<category><![CDATA[Aviara Community]]></category>
		<category><![CDATA[Aviara Point]]></category>
		<category><![CDATA[Bressi Ranch]]></category>
		<category><![CDATA[Carlsbad Real Estate]]></category>
		<category><![CDATA[Community Service]]></category>
		<category><![CDATA[Marea Community]]></category>
		<category><![CDATA[Michael-Edward Cruz]]></category>
		<category><![CDATA[Ocean Hills - Seagate]]></category>
		<category><![CDATA[Oceanside]]></category>
		<category><![CDATA[San Clemente Talega]]></category>
		<category><![CDATA[San Diego County]]></category>
		<category><![CDATA[Carlsbad 3 Bedroom MLS 92011 92009 92010 92008]]></category>
		<category><![CDATA[Carlsbad 4 Bedroom MLS 92011 92009 92010 92008]]></category>
		<category><![CDATA[Carlsbad 5 Bedroom MLS 92011 92009 92010 92008]]></category>
		<category><![CDATA[Carlsbad 6 Bedroom MLS 92011 92009 92010 92008]]></category>
		<category><![CDATA[Carlsbad Aviara Gated Communities]]></category>
		<category><![CDATA[Carlsbad Aviara Point Gated Communities]]></category>
		<category><![CDATA[Carlsbad Aviara Point Golf Course Community]]></category>
		<category><![CDATA[Carlsbad Aviara Point Pool Home]]></category>
		<category><![CDATA[Carlsbad Aviara Pool Home]]></category>
		<category><![CDATA[Carlsbad Bressi Ranch Gated Communities]]></category>
		<category><![CDATA[Carlsbad Bressi Ranch Golf Course Community]]></category>
		<category><![CDATA[Carlsbad Bressi Ranch Pool Home]]></category>
		<category><![CDATA[Carlsbad CA Marea Gated Community]]></category>
		<category><![CDATA[Carlsbad CA Marea Golf Course Community]]></category>
		<category><![CDATA[Carlsbad Cantata Golf Course Community]]></category>
		<category><![CDATA[Carlsbad Cantata Pool Home]]></category>
		<category><![CDATA[Carlsbad has a variety of homes for sale]]></category>
		<category><![CDATA[Carlsbad La Costa Gated Communities]]></category>
		<category><![CDATA[Carlsbad La Costa Golf Course Community]]></category>
		<category><![CDATA[Carlsbad La Costa Pool Home]]></category>
		<category><![CDATA[Carlsbad Mar Fiore Pool Home]]></category>
		<category><![CDATA[Carlsbad Mar Fiorre Golf Community]]></category>
		<category><![CDATA[Carlsbad Marea Pool Home]]></category>
		<category><![CDATA[Carlsbad Pool Home]]></category>
		<category><![CDATA[Carlsbad Viaggio Gated Communities]]></category>
		<category><![CDATA[Carlsbad Viaggio Pool Home]]></category>
		<category><![CDATA[Find Carlsbad Homes for Sale in Aviara Point with Pools]]></category>
		<category><![CDATA[Find Carlsbad Homes for Sale in Aviara with Pools]]></category>
		<category><![CDATA[Find Carlsbad Homes for Sale in Bressi Ranch with Pools]]></category>
		<category><![CDATA[Find Carlsbad Homes for Sale in Cantata with Pools]]></category>
		<category><![CDATA[Find Carlsbad Homes for Sale in foreclosure in Aviara]]></category>
		<category><![CDATA[Find Carlsbad Homes for Sale in foreclosure in Aviara Point]]></category>
		<category><![CDATA[Find Carlsbad Homes for Sale in foreclosure in Bressi Ranch]]></category>
		<category><![CDATA[Find Carlsbad Homes for Sale in foreclosure in Cantata]]></category>
		<category><![CDATA[Find Carlsbad Homes for Sale in foreclosure in La Costa]]></category>
		<category><![CDATA[Find Carlsbad Homes for Sale in foreclosure in Mar Fiore]]></category>
		<category><![CDATA[Find Carlsbad Homes for Sale in foreclosure in Viaggio]]></category>
		<category><![CDATA[Find Carlsbad Homes for Sale in Golf Course community of Aviara]]></category>
		<category><![CDATA[Find Carlsbad Homes for Sale in Golf Course community of Aviara Point]]></category>
		<category><![CDATA[Find Carlsbad Homes for Sale in Golf Course community of Bressi Ranch]]></category>
		<category><![CDATA[Find Carlsbad Homes for Sale in Golf Course community of La Costa]]></category>
		<category><![CDATA[Find Carlsbad Homes for Sale in Golf Course community of Mar Fiore]]></category>
		<category><![CDATA[Find Carlsbad Homes for Sale in Golf Course community of Marea]]></category>
		<category><![CDATA[Find Carlsbad Homes for Sale in Golf Course community of Viaggio]]></category>
		<category><![CDATA[Find Carlsbad Homes for Sale in La Costa with Pools]]></category>
		<category><![CDATA[Find Carlsbad Homes for Sale in Mar Fiore with Pools]]></category>
		<category><![CDATA[Find Carlsbad Homes for Sale in Marea with Pools]]></category>

		<guid isPermaLink="false">http://shortsalemc.com/?p=834</guid>
		<description><![CDATA[FREE FORECLOSURE LIST &#8211; Carlsbad Real Estate and Carlsbad Homes For Sale &#124; Carlsbad Short Sales &#8211; Carlsbad Bank Owned &#8211; Carlsbad Homes in Foreclosure I am here to help you get your free foreclosure and pre-foreclosure list. Whether you are homeowner in Carlsbad who would like to know if his house is in foreclosure [...]]]></description>
		<wfw:commentRss>http://shortsalemc.com/2010/12/free-foreclosure-list-%e2%80%93-carlsbad-real-estate-and-carlsbad-homes-for-sale-carlsbad-short-sales-%e2%80%93-carlsbad-bank-owned-%e2%80%93-carlsbad-homes-in-foreclosure/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>NEED A CARLSBAD SHORT SALE SPECIALIST ?</title>
		<link>http://shortsalemc.com/2010/12/need-a-carlsbad-short-sale-specialist/</link>
		<comments>http://shortsalemc.com/2010/12/need-a-carlsbad-short-sale-specialist/#comments</comments>
		<pubDate>Sat, 04 Dec 2010 03:52:22 +0000</pubDate>
		<dc:creator>Michael-Edward Cruz</dc:creator>
				<category><![CDATA[Michael-Edward Cruz]]></category>
		<category><![CDATA[Short Sale News]]></category>
		<category><![CDATA[Carlsbad Real Estate]]></category>
		<category><![CDATA[Del Mar Real Estate]]></category>
		<category><![CDATA[Encinitas Real Estate]]></category>
		<category><![CDATA[MORENO VALLEY REAL ESTATE]]></category>
		<category><![CDATA[Rancho Santa Fe Real Estate]]></category>
		<category><![CDATA[REDHAWK REAL ESTATE]]></category>
		<category><![CDATA[San Clemente Real Estate]]></category>
		<category><![CDATA[San Marcos Real Estate]]></category>
		<category><![CDATA[SEARCH FOR HOMES IN AVIARA]]></category>
		<category><![CDATA[SEARCH FOR HOMES IN AVIARA POINT]]></category>
		<category><![CDATA[SEARCH FOR HOMES IN BRESSI RANCH]]></category>
		<category><![CDATA[SEARCH FOR HOMES IN CANTATA]]></category>
		<category><![CDATA[SEARCH FOR HOMES IN CARLSBAD]]></category>
		<category><![CDATA[SEARCH FOR HOMES IN ENCINITAS]]></category>
		<category><![CDATA[SEARCH FOR HOMES IN LA COSTA]]></category>
		<category><![CDATA[SEARCH FOR HOMES IN MAR FIORRE]]></category>
		<category><![CDATA[SEARCH FOR HOMES IN MAREA]]></category>
		<category><![CDATA[SEARCH FOR HOMES IN OCEAN HILLS]]></category>
		<category><![CDATA[SEARCH FOR HOMES IN SAN MARCOS]]></category>
		<category><![CDATA[SEARCH FOR HOMES IN SEAGATE]]></category>
		<category><![CDATA[SEARCH FOR HOMES IN SHADOWRIDGE]]></category>
		<category><![CDATA[SEARCH FOR HOMES IN VIAGGIO]]></category>
		<category><![CDATA[Talega Real Estate]]></category>
		<category><![CDATA[Temecula Real Estate]]></category>
		<category><![CDATA[The Reserve Real Estate]]></category>

		<guid isPermaLink="false">http://shortsalemc.com/?p=803</guid>
		<description><![CDATA[FORECLOSURE HELP &#8211; HOW TO COMMUNICATE WITH YOUR LENDER AND HOW WE CAN HELP NEED A CARLSBAD SHORT SALE SPECIALIST ? If you have missed mortgage payments for your home in Carlsbad CA, and you are interested in doing a short sale, you may feel unsure who to call. I have helped hundreds of homeowners [...]]]></description>
		<wfw:commentRss>http://shortsalemc.com/2010/12/need-a-carlsbad-short-sale-specialist/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Carlsbad Real Estate Broker &#124; Short Sale Basics</title>
		<link>http://shortsalemc.com/2010/11/carlsbad-real-estate-broker-short-sale-basics/</link>
		<comments>http://shortsalemc.com/2010/11/carlsbad-real-estate-broker-short-sale-basics/#comments</comments>
		<pubDate>Wed, 01 Dec 2010 06:13:58 +0000</pubDate>
		<dc:creator>Michael-Edward Cruz</dc:creator>
				<category><![CDATA[Michael-Edward Cruz]]></category>
		<category><![CDATA[Short Sale News]]></category>
		<category><![CDATA[Aviara]]></category>
		<category><![CDATA[Avoid Foreclosure]]></category>
		<category><![CDATA[bressi]]></category>
		<category><![CDATA[can I short sale my home]]></category>
		<category><![CDATA[Carlsbad Real Estate]]></category>
		<category><![CDATA[how to short sale]]></category>
		<category><![CDATA[I need help with a short sale]]></category>
		<category><![CDATA[no equity]]></category>
		<category><![CDATA[san diego short sale help]]></category>
		<category><![CDATA[Short Sale Experts]]></category>
		<category><![CDATA[short sale specialist]]></category>
		<category><![CDATA[short sales]]></category>
		<category><![CDATA[Stop Foreclosure]]></category>
		<category><![CDATA[what do I need to qualify for a short sale]]></category>
		<category><![CDATA[what is a short sale]]></category>
		<category><![CDATA[why short sale]]></category>

		<guid isPermaLink="false">http://shortsalemc.com/?p=746</guid>
		<description><![CDATA[Back to Basics with Short Sales What is a short sale? When can you do a Short Sale? What is a good hardship?]]></description>
		<wfw:commentRss>http://shortsalemc.com/2010/11/carlsbad-real-estate-broker-short-sale-basics/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Carlsbad Short Sale News &#124; Foreclosure activity rises 65 Percent in Q3</title>
		<link>http://shortsalemc.com/2010/11/carlsbad-short-sale-news-foreclosure-activity-rises-65-percent-in-q3/</link>
		<comments>http://shortsalemc.com/2010/11/carlsbad-short-sale-news-foreclosure-activity-rises-65-percent-in-q3/#comments</comments>
		<pubDate>Thu, 18 Nov 2010 04:36:11 +0000</pubDate>
		<dc:creator>Michael-Edward Cruz</dc:creator>
				<category><![CDATA[Banks]]></category>
		<category><![CDATA[Michael-Edward Cruz]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Orange County]]></category>
		<category><![CDATA[Riverside County]]></category>
		<category><![CDATA[San Clemente Talega]]></category>
		<category><![CDATA[San Diego County]]></category>
		<category><![CDATA[Short Sale News]]></category>
		<category><![CDATA[Temecula]]></category>
		<category><![CDATA[Aviara]]></category>
		<category><![CDATA[Bressi Ranch]]></category>
		<category><![CDATA[Carlsbad Real Estate]]></category>
		<category><![CDATA[Carlsbad Short Sales]]></category>
		<category><![CDATA[Encinitas Real Estate]]></category>
		<category><![CDATA[Find a certified short sale agent]]></category>
		<category><![CDATA[Find Short Sale]]></category>
		<category><![CDATA[La Costa]]></category>
		<category><![CDATA[North San Diego Real Estate]]></category>
		<category><![CDATA[San Clemente Real Estate]]></category>
		<category><![CDATA[San Clemente Short Sales]]></category>
		<category><![CDATA[San Marcos Real Estate]]></category>
		<category><![CDATA[South Orange County Real Estate]]></category>
		<category><![CDATA[South Riverside County Real Estate]]></category>
		<category><![CDATA[Talega]]></category>
		<category><![CDATA[The Reserve]]></category>
		<category><![CDATA[www.mikerebroker.com]]></category>

		<guid isPermaLink="false">http://shortsalemc.com/?p=634</guid>
		<description><![CDATA[Foreclosure activity increased 65 percent nationwide year-over-year, according to RealtyTrac’s Q3 2010 Metropolitan Foreclosure Market Report.  The report showed that cities in California, Florida, Nevada, and Arizona once again accounted for all top 10 foreclosure rates in the third quarter among metropolitan areas with a population of 200,000 or more, while cities outside those four [...]]]></description>
		<wfw:commentRss>http://shortsalemc.com/2010/11/carlsbad-short-sale-news-foreclosure-activity-rises-65-percent-in-q3/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Record California Foreclosures Result In More Bank Short Sale Woes</title>
		<link>http://shortsalemc.com/2010/11/record-california-foreclosures-result-in-more-bank-short-sale-woes/</link>
		<comments>http://shortsalemc.com/2010/11/record-california-foreclosures-result-in-more-bank-short-sale-woes/#comments</comments>
		<pubDate>Tue, 16 Nov 2010 06:03:15 +0000</pubDate>
		<dc:creator>Michael-Edward Cruz</dc:creator>
				<category><![CDATA[Michael-Edward Cruz]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Orange County]]></category>
		<category><![CDATA[Riverside County]]></category>
		<category><![CDATA[San Clemente Talega]]></category>
		<category><![CDATA[San Diego County]]></category>
		<category><![CDATA[Short Sale News]]></category>
		<category><![CDATA[Temecula]]></category>
		<category><![CDATA[Carlsbad Short Sale Experts]]></category>
		<category><![CDATA[Dana Point Short Sale Experts]]></category>
		<category><![CDATA[Find a certified short sale agent]]></category>
		<category><![CDATA[Record Foreclosures]]></category>
		<category><![CDATA[Robo]]></category>
		<category><![CDATA[Robo Signing]]></category>

		<guid isPermaLink="false">http://shortsalemc.com/?p=629</guid>
		<description><![CDATA[With an ever increasing number of foreclosures happening daily across the country, it’s only a matter of time before tax payers will likely be forced to pick up the tab for bank short sale mishaps related to top ranking California foreclosures. Read More My name is Michael-Edward Cruz, if you enjoyed this article then visit [...]]]></description>
		<wfw:commentRss>http://shortsalemc.com/2010/11/record-california-foreclosures-result-in-more-bank-short-sale-woes/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Taking a bath inside the real estate bubble</title>
		<link>http://shortsalemc.com/2010/11/taking-a-bath-inside-the-real-estate-bubble/</link>
		<comments>http://shortsalemc.com/2010/11/taking-a-bath-inside-the-real-estate-bubble/#comments</comments>
		<pubDate>Tue, 16 Nov 2010 05:36:01 +0000</pubDate>
		<dc:creator>Michael-Edward Cruz</dc:creator>
				<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[Home Buyers]]></category>
		<category><![CDATA[Michael-Edward Cruz]]></category>
		<category><![CDATA[Orange County]]></category>
		<category><![CDATA[Riverside County]]></category>
		<category><![CDATA[San Clemente Talega]]></category>
		<category><![CDATA[San Diego County]]></category>
		<category><![CDATA[Short Sale News]]></category>
		<category><![CDATA[Temecula]]></category>
		<category><![CDATA[Aviara]]></category>
		<category><![CDATA[Carlsbad]]></category>
		<category><![CDATA[Carlsbad Short Sale Experts]]></category>
		<category><![CDATA[Dana Point Short Sale Experts]]></category>
		<category><![CDATA[Expert Real Estate Services]]></category>
		<category><![CDATA[Find a certified short sale agent]]></category>
		<category><![CDATA[Free Consultation for Short Sale]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[no equity]]></category>
		<category><![CDATA[Real Estate bubble]]></category>
		<category><![CDATA[San Clemente Short Sale Experts]]></category>
		<category><![CDATA[Top Real Estate Agent in]]></category>
		<category><![CDATA[top short sale agent]]></category>

		<guid isPermaLink="false">http://shortsalemc.com/?p=618</guid>
		<description><![CDATA[By Scott Dickensheets Monday, Nov. 15, 2010 &#124; 2 a.m. In 2004, two years before I bought my house, a website urged real estate investors thusly: “It is important that investors make their investments as soon as possible. This is because Las Vegas is growing and expanding at a scorching pace.” In 2005, one year before [...]]]></description>
		<wfw:commentRss>http://shortsalemc.com/2010/11/taking-a-bath-inside-the-real-estate-bubble/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Private Oceanside Community</title>
		<link>http://shortsalemc.com/2010/10/private-oceanside-community/</link>
		<comments>http://shortsalemc.com/2010/10/private-oceanside-community/#comments</comments>
		<pubDate>Wed, 20 Oct 2010 02:15:29 +0000</pubDate>
		<dc:creator>Michael-Edward Cruz</dc:creator>
				<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[Home Buyers]]></category>
		<category><![CDATA[Michael-Edward Cruz]]></category>
		<category><![CDATA[San Diego County]]></category>
		<category><![CDATA[oceanside real estate deals]]></category>

		<guid isPermaLink="false">http://shortsalemc.com/?p=603</guid>
		<description><![CDATA[]]></description>
		<wfw:commentRss>http://shortsalemc.com/2010/10/private-oceanside-community/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Listing in Ocean Hills</title>
		<link>http://shortsalemc.com/2010/09/new-listing-in-ocean-hills/</link>
		<comments>http://shortsalemc.com/2010/09/new-listing-in-ocean-hills/#comments</comments>
		<pubDate>Thu, 30 Sep 2010 00:59:53 +0000</pubDate>
		<dc:creator>Michael-Edward Cruz</dc:creator>
				<category><![CDATA[Banks]]></category>
		<category><![CDATA[Listing]]></category>
		<category><![CDATA[Michael-Edward Cruz]]></category>
		<category><![CDATA[San Diego County]]></category>
		<category><![CDATA[For Sale]]></category>
		<category><![CDATA[Ocean Hills]]></category>
		<category><![CDATA[Oceanside Short Sale Expert]]></category>
		<category><![CDATA[Short Sale Listing]]></category>
		<category><![CDATA[Short Sale Property for Sale]]></category>

		<guid isPermaLink="false">http://shortsalemc.com/?p=588</guid>
		<description><![CDATA[Click on the home to get more information of this fantastic property!]]></description>
		<wfw:commentRss>http://shortsalemc.com/2010/09/new-listing-in-ocean-hills/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Ride the foreclosure wave!</title>
		<link>http://shortsalemc.com/2010/09/ride-the-foreclosure-wave/</link>
		<comments>http://shortsalemc.com/2010/09/ride-the-foreclosure-wave/#comments</comments>
		<pubDate>Wed, 29 Sep 2010 04:48:16 +0000</pubDate>
		<dc:creator>Michael-Edward Cruz</dc:creator>
				<category><![CDATA[Banks]]></category>
		<category><![CDATA[Michael-Edward Cruz]]></category>
		<category><![CDATA[Orange County]]></category>
		<category><![CDATA[Riverside County]]></category>
		<category><![CDATA[San Clemente Talega]]></category>
		<category><![CDATA[San Diego County]]></category>
		<category><![CDATA[Temecula]]></category>

		<guid isPermaLink="false">http://shortsalemc.com/?p=577</guid>
		<description><![CDATA[Foreclosures are on the rise, now that banks are tired of pretending to modify loans. Lenders finally start to release this inventory. Now that summer is over, they are looking to get rid of as many properties are possible. &#60; If you or someone you know is thinking about short selling their home or buying [...]]]></description>
		<wfw:commentRss>http://shortsalemc.com/2010/09/ride-the-foreclosure-wave/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Seller Financing</title>
		<link>http://shortsalemc.com/2010/09/seller-financing/</link>
		<comments>http://shortsalemc.com/2010/09/seller-financing/#comments</comments>
		<pubDate>Wed, 22 Sep 2010 17:37:59 +0000</pubDate>
		<dc:creator>Michael-Edward Cruz</dc:creator>
				<category><![CDATA[Community Service]]></category>
		<category><![CDATA[Michael-Edward Cruz]]></category>
		<category><![CDATA[Orange County]]></category>
		<category><![CDATA[Riverside County]]></category>
		<category><![CDATA[San Diego County]]></category>
		<category><![CDATA[Short Sale News]]></category>
		<category><![CDATA[Temecula]]></category>

		<guid isPermaLink="false">http://shortsalemc.com/?p=535</guid>
		<description><![CDATA[Seller Financing Just received an email from Kristen Babiraci, Title Officer with USA National Title in So OC. It had great information for the public so I wanted to share it with you all. Hi Michael! Creative financing: You&#8217;ve heard of it, and, as a seller, the idea sounds pretty attractive. But, do you know [...]]]></description>
		<wfw:commentRss>http://shortsalemc.com/2010/09/seller-financing/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>HAFA Consumer Alert *Supplimental Directive 09-09* – A must read</title>
		<link>http://shortsalemc.com/2010/08/hafa-consumer-alert-supplimental-directive-09-09-a-must-read/</link>
		<comments>http://shortsalemc.com/2010/08/hafa-consumer-alert-supplimental-directive-09-09-a-must-read/#comments</comments>
		<pubDate>Mon, 02 Aug 2010 13:39:07 +0000</pubDate>
		<dc:creator>Michael-Edward Cruz</dc:creator>
				<category><![CDATA[Community Service]]></category>
		<category><![CDATA[Michael-Edward Cruz]]></category>
		<category><![CDATA[San Diego County]]></category>
		<category><![CDATA[Short Sale News]]></category>
		<category><![CDATA[Avoid Foreclosure]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[Carlsbad]]></category>
		<category><![CDATA[HAFA]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[Short Sale Expertise]]></category>
		<category><![CDATA[Specialist]]></category>

		<guid isPermaLink="false">http://shortsalemc.com/?p=485</guid>
		<description><![CDATA[We are proud to provide the following&#8230; Supplemental Directive 09-09 November 30, 2009 Introduction of Home Affordable Foreclosure Alternatives – Short Sale and Deed-in-Lieu of Foreclosure CLICK HERE TO DOWNLOAD YOUR FREE COPY Michael-Edward Cruz California Real Estate Broker 01758933]]></description>
		<wfw:commentRss>http://shortsalemc.com/2010/08/hafa-consumer-alert-supplimental-directive-09-09-a-must-read/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>HAFA</title>
		<link>http://shortsalemc.com/2010/08/hafa/</link>
		<comments>http://shortsalemc.com/2010/08/hafa/#comments</comments>
		<pubDate>Mon, 02 Aug 2010 13:16:27 +0000</pubDate>
		<dc:creator>Michael-Edward Cruz</dc:creator>
				<category><![CDATA[Michael-Edward Cruz]]></category>
		<category><![CDATA[San Diego County]]></category>
		<category><![CDATA[Short Sale News]]></category>
		<category><![CDATA[Avoid Foreclosure]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[Carlsbad]]></category>
		<category><![CDATA[HAFA]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[Short Sale Expertise]]></category>
		<category><![CDATA[Specialist]]></category>

		<guid isPermaLink="false">http://shortsalemc.com/?p=481</guid>
		<description><![CDATA[]]></description>
		<wfw:commentRss>http://shortsalemc.com/2010/08/hafa/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Are you in danger of losing your home to foreclosure? Why not rent?</title>
		<link>http://shortsalemc.com/2010/05/are-you-in-danger-of-losing-your-home-to-foreclosure-why-not-rent/</link>
		<comments>http://shortsalemc.com/2010/05/are-you-in-danger-of-losing-your-home-to-foreclosure-why-not-rent/#comments</comments>
		<pubDate>Thu, 20 May 2010 00:42:53 +0000</pubDate>
		<dc:creator>Michael-Edward Cruz</dc:creator>
				<category><![CDATA[Michael-Edward Cruz]]></category>
		<category><![CDATA[Orange County]]></category>
		<category><![CDATA[Riverside County]]></category>
		<category><![CDATA[San Clemente Talega]]></category>
		<category><![CDATA[San Diego County]]></category>
		<category><![CDATA[Short Sale News]]></category>
		<category><![CDATA[Temecula]]></category>
		<category><![CDATA[Alternatives to Foreclosure]]></category>
		<category><![CDATA[Avoid Foreclosure]]></category>
		<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[Carlsbad Short Sale Experts]]></category>
		<category><![CDATA[Citi bank]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[Dana Point Short Sale Experts]]></category>
		<category><![CDATA[Expert Real Estate Services]]></category>
		<category><![CDATA[Free Consultation for Short Sale]]></category>
		<category><![CDATA[Free Foreclosure Avoidance]]></category>
		<category><![CDATA[Free Short Sale Help]]></category>
		<category><![CDATA[hell]]></category>
		<category><![CDATA[Laguna Niguel Short Sale Experts]]></category>
		<category><![CDATA[loan mofidication]]></category>
		<category><![CDATA[Murrieta Short Sale Experts]]></category>
		<category><![CDATA[Oceanside Short Sale Experts]]></category>
		<category><![CDATA[Real Estate Expert]]></category>
		<category><![CDATA[Redhawk Short Sale Experts]]></category>
		<category><![CDATA[San Clemente Short Sale Experts]]></category>
		<category><![CDATA[Save my credit]]></category>
		<category><![CDATA[Sell my home]]></category>
		<category><![CDATA[Short Sale Experts]]></category>
		<category><![CDATA[Temecula Short Sale Experts]]></category>
		<category><![CDATA[Top Real Estate Agent in]]></category>
		<category><![CDATA[Troy Huerta]]></category>

		<guid isPermaLink="false">http://shortsalemc.com/?p=435</guid>
		<description><![CDATA[For what you pay for (or are not paying) on  small home, you could rent a mini mansionExample:   This home is in San Bernardino County the mortgage is 399,000.  With a 7 % interest rate the payment is about$ 2654.55. plus taxes and insurance $3150 per month. Its now worth about 130,000 They may [...]]]></description>
		<wfw:commentRss>http://shortsalemc.com/2010/05/are-you-in-danger-of-losing-your-home-to-foreclosure-why-not-rent/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Giving Back to Our Community with RED DAY</title>
		<link>http://shortsalemc.com/2010/05/giving-back-to-our-community-with-red-day/</link>
		<comments>http://shortsalemc.com/2010/05/giving-back-to-our-community-with-red-day/#comments</comments>
		<pubDate>Fri, 14 May 2010 01:18:32 +0000</pubDate>
		<dc:creator>Michael-Edward Cruz</dc:creator>
				<category><![CDATA[Community Service]]></category>
		<category><![CDATA[Michael-Edward Cruz]]></category>

		<guid isPermaLink="false">http://shortsalemc.com/?p=361</guid>
		<description><![CDATA[Sponsored by Keller Williams Carlsbad, Wells  Fargo and Brickman along with other friends and business partners came together to spruce up a home in the Community of Oceanside California. We started at 7:30 am until around 2:00 pm and as a team we were about to completely change the look of this home to the [...]]]></description>
		<wfw:commentRss>http://shortsalemc.com/2010/05/giving-back-to-our-community-with-red-day/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Type of Sales that dominate the Temecula Redhawk Area &#8211; March 2010</title>
		<link>http://shortsalemc.com/2010/03/246/</link>
		<comments>http://shortsalemc.com/2010/03/246/#comments</comments>
		<pubDate>Mon, 01 Mar 2010 17:18:10 +0000</pubDate>
		<dc:creator>Michael-Edward Cruz</dc:creator>
				<category><![CDATA[Michael-Edward Cruz]]></category>
		<category><![CDATA[Riverside County]]></category>
		<category><![CDATA[Temecula]]></category>
		<category><![CDATA[Alternatives to Foreclosure]]></category>
		<category><![CDATA[Avoid Foreclosure]]></category>
		<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[Carlsbad Short Sale Experts]]></category>
		<category><![CDATA[Citi bank]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[Dana Point Short Sale Experts]]></category>
		<category><![CDATA[Expert Real Estate Services]]></category>
		<category><![CDATA[Free Consultation for Short Sale]]></category>
		<category><![CDATA[Free Foreclosure Avoidance]]></category>
		<category><![CDATA[Free Short Sale Help]]></category>
		<category><![CDATA[hell]]></category>
		<category><![CDATA[Laguna Niguel Short Sale Experts]]></category>
		<category><![CDATA[loan mofidication]]></category>
		<category><![CDATA[Murrieta Short Sale Experts]]></category>
		<category><![CDATA[Oceanside Short Sale Experts]]></category>
		<category><![CDATA[Real Estate Expert]]></category>
		<category><![CDATA[Redhawk Short Sale Experts]]></category>
		<category><![CDATA[San Clemente Short Sale Experts]]></category>
		<category><![CDATA[Save my credit]]></category>
		<category><![CDATA[Sell my home]]></category>
		<category><![CDATA[Short Sale Experts]]></category>
		<category><![CDATA[Temecula Short Sale Experts]]></category>
		<category><![CDATA[Top Real Estate Agent in]]></category>
		<category><![CDATA[Troy Huerta]]></category>

		<guid isPermaLink="false">http://shortsalemc.com/?p=246</guid>
		<description><![CDATA[What type of sales dominate the Temecula Redhawk market? See below If you need a Real Estate Team that understands the market, give us a call. Michael-Edward Cruz Broker Lic 01758933 951-572-2789 760-689-BANK (2265)]]></description>
		<wfw:commentRss>http://shortsalemc.com/2010/03/246/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>

