Archive for the Category »Michael-Edward Cruz «
04
Jun 2011
Jun 2011
Take This Simple 1 Minute Quick Qualifier and
Discover Right Now If You Qualify
For a Real Estate Short Sale
I have helped homeowners in Carlsbad Avoid Foreclosure.
When foreclosure is not an option check out
www.Approval2Go.com
and visit our Carlsbad Short Sale Blog
www.shortsalemc.com
06
May 2011
May 2011
Another Homeowner Avoids Foreclosure
We just closed another short sale in Oceanside California!
Amazingly, our client asked that we tell her story and share it with other people in her situation.
About 18 months ago our client and her husband experienced a medical hardship, and after exhausting their savings , they found themselves unable to make their mortgage payments. Once they could no longer make the payments they decided to call the lender and ask for help. Time and time [ ... ]
22
Dec 2010
Dec 2010
Are you looking for a Realtor in Carlsbad California?
14
Dec 2010
Dec 2010
Are you looking to buy a home in Carlsbad ~ Aviara CA?
My Name is Michael-Edward Cruz and I want to help you get started.
Need more personalized service?
I can help you with:
Customized Alerts of specific areas, sale types, features, ect…ect…
I can show you homes NOT on the internet.
I can show you home that are not on sale YET.
Not in my service area?
Not to worry, I network with agents throughout California and can find a quality agent for you. I will help you avoid poor representation.
FREE MLS SEARCH
Michael-Edward Cruz
Broker Associate with Solutions Real Estate
Lic 01758933 [ ... ]
Category: Aviara Community, Aviara Point, Bressi Ranch, Carlsbad Real Estate, Home Buyers, Marea Community, Michael-Edward Cruz, San Diego County
Tags: Alassio by Standard Pacific Homes (Townhomes), Alora (Single Family), Alta by Standard Pacific Homes (Single Family), Amalfi by Standard Pacific Homes, Aviara, Bella Vista by Manning Homes (Single Family), Bressi Ranch, Cantabria (Single Family), Caprizi (Single Family), Careyes by Brookfield Homes (Single Family-Gated), Carillon by Standard Pacific Homes (Single Family), Carlsbad, Catania by Standard Pacific Homes (Single Family-Gated), Cazadero by Shea Homes (Single Family), Dana Point, Del Mar, Encinitas, Escala by Standard Pacific Homes (Single Family), Fallbrook, Farralon Ridge (Single Family), La Jolla, Laguna Niguel, Lucia by Laing Luxury Homes (Single Family), Mirador by William Lyon Homes (Single Family), Miraleste (Single Family), Monterey by Standard Pacific Homes (Single Family), Murrieta, North San Diego County, Oceanside, Pacifica by Standard Pacific Homes (Single Family), Portomarin (Single Family), Rancho Santa Fe, Ravenna (Single Family), Sabella by Pulte Homes (Single Family), San Clemente, San Elijo, San Lucar by Brookfield Homes (Single Family), San Marcos, Sandbridge, Sansol by Standard Pacific Homes (Single Family), Santalana by Standard Pacific Homes (Townhomes), Seagarden, Seaside by Shea Homes (Single Family), Solana (Single Family), South Orange County, South Riverside County, Stella Mare by Standard Pacific Homes (Single Family), Talega, Talega Communities, Temecula, The Reserve, Verano by Lennar Homes (Townhomes), Vista, Vittoria by Standard Pacific Homes (Single Family-Gated), Vizcaya (Single Family), Waterleaf, Wavecrest
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08
Dec 2010
Dec 2010
FREE FORECLOSURE LIST – Carlsbad Real Estate and Carlsbad Homes For Sale | Carlsbad Short Sales – Carlsbad Bank Owned – Carlsbad Homes in Foreclosure
I am here to help you get your free foreclosure and pre-foreclosure list. Whether you are homeowner in Carlsbad who would like to know if his house is in foreclosure or whether you are an investor looking to buy a home in Carlsbad CA.
FREE Foreclosure List
* indicates required
List Specifics (Area, Bedrooms, Property Type)
Email Address *
First Name
Last Name
Untitled
First Choice
Second Choice
Third Choice
Purchase [ ... ]
Category: Aviara Community, Aviara Point, Bressi Ranch, Carlsbad Real Estate, Community Service, Marea Community, Michael-Edward Cruz, Ocean Hills - Seagate, Oceanside, San Clemente Talega, San Diego County
Tags: Carlsbad 3 Bedroom MLS 92011 92009 92010 92008, Carlsbad 4 Bedroom MLS 92011 92009 92010 92008, Carlsbad 5 Bedroom MLS 92011 92009 92010 92008, Carlsbad 6 Bedroom MLS 92011 92009 92010 92008, Carlsbad Aviara Gated Communities, Carlsbad Aviara Point Gated Communities, Carlsbad Aviara Point Golf Course Community, Carlsbad Aviara Point Pool Home, Carlsbad Aviara Pool Home, Carlsbad Bressi Ranch Gated Communities, Carlsbad Bressi Ranch Golf Course Community, Carlsbad Bressi Ranch Pool Home, Carlsbad CA Marea Gated Community, Carlsbad CA Marea Golf Course Community, Carlsbad Cantata Golf Course Community, Carlsbad Cantata Pool Home, Carlsbad has a variety of homes for sale, Carlsbad La Costa Gated Communities, Carlsbad La Costa Golf Course Community, Carlsbad La Costa Pool Home, Carlsbad Mar Fiore Pool Home, Carlsbad Mar Fiorre Golf Community, Carlsbad Marea Pool Home, Carlsbad Pool Home, Carlsbad Viaggio Gated Communities, Carlsbad Viaggio Pool Home, Find Carlsbad Homes for Sale in Aviara Point with Pools, Find Carlsbad Homes for Sale in Aviara with Pools, Find Carlsbad Homes for Sale in Bressi Ranch with Pools, Find Carlsbad Homes for Sale in Cantata with Pools, Find Carlsbad Homes for Sale in foreclosure in Aviara, Find Carlsbad Homes for Sale in foreclosure in Aviara Point, Find Carlsbad Homes for Sale in foreclosure in Bressi Ranch, Find Carlsbad Homes for Sale in foreclosure in Cantata, Find Carlsbad Homes for Sale in foreclosure in La Costa, Find Carlsbad Homes for Sale in foreclosure in Mar Fiore, Find Carlsbad Homes for Sale in foreclosure in Viaggio, Find Carlsbad Homes for Sale in Golf Course community of Aviara, Find Carlsbad Homes for Sale in Golf Course community of Aviara Point, Find Carlsbad Homes for Sale in Golf Course community of Bressi Ranch, Find Carlsbad Homes for Sale in Golf Course community of La Costa, Find Carlsbad Homes for Sale in Golf Course community of Mar Fiore, Find Carlsbad Homes for Sale in Golf Course community of Marea, Find Carlsbad Homes for Sale in Golf Course community of Viaggio, Find Carlsbad Homes for Sale in La Costa with Pools, Find Carlsbad Homes for Sale in Mar Fiore with Pools, Find Carlsbad Homes for Sale in Marea with Pools
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03
Dec 2010
Dec 2010
FORECLOSURE HELP – HOW TO COMMUNICATE WITH YOUR LENDER AND HOW WE CAN HELP
NEED A CARLSBAD SHORT SALE SPECIALIST ?
If you have missed mortgage payments for your home in Carlsbad
CA, and you are interested in doing a short sale, you may feel unsure who to
call.
I have helped hundreds of homeowners and Realtors close their short sales in
every county in Southern California. From Bellflower to Chula Vista and now
I have relocated to Carlsbad, I can do the same for you. Here is what you have to expect when doing a short sale.
BE ORGANIZED [ ... ]
Category: Michael-Edward Cruz, Short Sale News
Tags: Carlsbad Real Estate, Del Mar Real Estate, Encinitas Real Estate, MORENO VALLEY REAL ESTATE, Rancho Santa Fe Real Estate, REDHAWK REAL ESTATE, San Clemente Real Estate, San Marcos Real Estate, SEARCH FOR HOMES IN AVIARA, SEARCH FOR HOMES IN AVIARA POINT, SEARCH FOR HOMES IN BRESSI RANCH, SEARCH FOR HOMES IN CANTATA, SEARCH FOR HOMES IN CARLSBAD, SEARCH FOR HOMES IN ENCINITAS, SEARCH FOR HOMES IN LA COSTA, SEARCH FOR HOMES IN MAR FIORRE, SEARCH FOR HOMES IN MAREA, SEARCH FOR HOMES IN OCEAN HILLS, SEARCH FOR HOMES IN SAN MARCOS, SEARCH FOR HOMES IN SEAGATE, SEARCH FOR HOMES IN SHADOWRIDGE, SEARCH FOR HOMES IN VIAGGIO, Talega Real Estate, Temecula Real Estate, The Reserve Real Estate
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30
Nov 2010
Nov 2010
Back to Basics with Short Sales
What is a short sale?
When can you do a Short Sale?
What is a good hardship?
Category: Michael-Edward Cruz, Short Sale News
Tags: Aviara, Avoid Foreclosure, bressi, can I short sale my home, Carlsbad Real Estate, how to short sale, I need help with a short sale, no equity, san diego short sale help, Short Sale Experts, short sale specialist, short sales, Stop Foreclosure, what do I need to qualify for a short sale, what is a short sale, why short sale
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17
Nov 2010
Nov 2010
Foreclosure activity increased 65 percent nationwide year-over-year, according to RealtyTrac’s Q3 2010 Metropolitan Foreclosure Market Report. The report showed that cities in California, Florida, Nevada, and Arizona once again accounted for all top 10 foreclosure rates in the third quarter among metropolitan areas with a population of 200,000 or more, while cities outside those four states accounted for many of the biggest increases in metro foreclosure activity. California, Florida, Nevada, and Arizona cities also accounted for 19 of the top 20 metro foreclosure rates.
With one in every 36 housing units receiving a foreclosure filing during the third quarter, Modesto, Calif., [ ... ]
Category: Banks, Michael-Edward Cruz, News, Orange County, Riverside County, San Clemente Talega, San Diego County, Short Sale News, Temecula
Tags: Aviara, Bressi Ranch, Carlsbad Real Estate, Carlsbad Short Sales, Encinitas Real Estate, Find a certified short sale agent, Find Short Sale, La Costa, North San Diego Real Estate, San Clemente Real Estate, San Clemente Short Sales, San Marcos Real Estate, South Orange County Real Estate, South Riverside County Real Estate, Talega, The Reserve, www.mikerebroker.com
One Comment
15
Nov 2010
Nov 2010
With an ever increasing number of foreclosures happening daily across the country, it’s only a matter of time before tax payers will likely be forced to pick up the tab for bank short sale mishaps related to top ranking California foreclosures.
Read More
My name is Michael-Edward Cruz, if you enjoyed this article then visit my facebook fan page and subscribe. I will continue to post related stories from other writers or my own about the real estate market.
We are based in Carlsbad California [ ... ]
15
Nov 2010
Nov 2010
By Scott Dickensheets
Monday, Nov. 15, 2010 | 2 a.m.
In 2004, two years before I bought my house, a website urged real estate investors thusly: “It is important that investors make their investments as soon as possible. This is because Las Vegas is growing and expanding at a scorching pace.”
In 2005, one year before I bought my house, Ken Jones of something called the Institute of Real Estate Technologies was — in a document on greatlasvegashomes.com — dismissing fears of a bursting real estate bubble: “However, there is no rationale or fact-based reasoning being put forth to support this fear; just that [ ... ]
Category: Bank of America, Banks, Home Buyers, Michael-Edward Cruz, Orange County, Riverside County, San Clemente Talega, San Diego County, Short Sale News, Temecula
Tags: Aviara, Carlsbad, Carlsbad Short Sale Experts, Dana Point Short Sale Experts, Expert Real Estate Services, Find a certified short sale agent, Free Consultation for Short Sale, Michael-Edward Cruz, News, no equity, Real Estate bubble, San Clemente Short Sale Experts, Top Real Estate Agent in, top short sale agent
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19
Oct 2010
Oct 2010
29
Sep 2010
Sep 2010
Click on the home to get more information of this fantastic property!
28
Sep 2010
Sep 2010
Foreclosures are on the rise, now that banks are tired of pretending to modify loans. Lenders finally start to release this inventory. Now that summer is over, they are looking to get rid of as many properties are possible.
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If you or someone you know is thinking about short selling their home or buying a new one call the best today.
Michael-Edward Cruz
Broker License 01758933′
800-374-9110 Ext.1
22
Sep 2010
Sep 2010
Seller Financing
Just received an email from Kristen Babiraci, Title Officer with USA National Title in So OC. It had great information for the public so I wanted to share it with you all.
Hi Michael!
Creative financing: You’ve heard of it, and, as a seller, the idea sounds pretty attractive. But, do you know everything you need to know about carrying back a second; essentially, about becoming a lender? You better know the same things that financial institutions know – you better know about lender’s title insurance.
It’s time to sell your $150,000 home, a home that you have owned [ ... ]
02
Aug 2010
Aug 2010
We are proud to provide the following…
Supplemental Directive 09-09 November 30, 2009
Introduction of Home Affordable Foreclosure Alternatives – Short Sale and Deed-in-Lieu of Foreclosure
CLICK HERE TO DOWNLOAD YOUR FREE COPY
Michael-Edward Cruz
California Real Estate Broker
01758933
02
Aug 2010
Aug 2010
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19
May 2010
May 2010
For what you pay for (or are not paying) on small home, you could rent a mini mansionExample: This home is in San Bernardino County the mortgage is 399,000. With a 7 % interest rate the payment is about$ 2654.55. plus taxes and insurance $3150 per month. Its now worth about 130,000
They may never modify the loan. Even though they make you think they will. So instead, why not short sale your home and rent a nicer home?
Obviously if your not paying your mortgage their is a good reason. The point I am trying to make is you have [ ... ]
Category: Michael-Edward Cruz, Orange County, Riverside County, San Clemente Talega, San Diego County, Short Sale News, Temecula
Tags: Alternatives to Foreclosure, Avoid Foreclosure, Bank of America, Banks, Carlsbad Short Sale Experts, Citi bank, credit cards, Dana Point Short Sale Experts, Expert Real Estate Services, Free Consultation for Short Sale, Free Foreclosure Avoidance, Free Short Sale Help, hell, Laguna Niguel Short Sale Experts, loan mofidication, Michael-Edward Cruz, Murrieta Short Sale Experts, Oceanside Short Sale Experts, Real Estate Expert, Redhawk Short Sale Experts, San Clemente Short Sale Experts, Save my credit, Sell my home, Short Sale Experts, Temecula Short Sale Experts, Top Real Estate Agent in, Troy Huerta
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13
May 2010
May 2010
Sponsored by Keller Williams Carlsbad, Wells Fargo and Brickman along with other friends and business partners came together to spruce up a home in the Community of Oceanside California.
We started at 7:30 am until around 2:00 pm and as a team we were about to completely change the look of this home to the delight of the happy homeowner!
Category: Community Service, Michael-Edward Cruz
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01
Mar 2010
Mar 2010
What type of sales dominate the Temecula Redhawk market?
See below
If you need a Real Estate Team that understands the market, give us a call.
Michael-Edward Cruz
Broker Lic 01758933
951-572-2789
760-689-BANK (2265)
Category: Michael-Edward Cruz, Riverside County, Temecula
Tags: Alternatives to Foreclosure, Avoid Foreclosure, Bank of America, Banks, Carlsbad Short Sale Experts, Citi bank, credit cards, Dana Point Short Sale Experts, Expert Real Estate Services, Free Consultation for Short Sale, Free Foreclosure Avoidance, Free Short Sale Help, hell, Laguna Niguel Short Sale Experts, loan mofidication, Michael-Edward Cruz, Murrieta Short Sale Experts, Oceanside Short Sale Experts, Real Estate Expert, Redhawk Short Sale Experts, San Clemente Short Sale Experts, Save my credit, Sell my home, Short Sale Experts, Temecula Short Sale Experts, Top Real Estate Agent in, Troy Huerta
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