HAFA CONSUMER ALERT

We are proud to provide the following…

Supplemental Directive 09-09 November 30, 2009
Introduction of Home Affordable Foreclosure Alternatives – Short Sale and Deed-in-Lieu of Foreclosure
CLICK HERE TO DOWNLOAD YOUR FREE COPY

Michael-Edward Cruz
California Real Estate Broker
01758933

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Are you in danger of losing your home to foreclosure? Why not rent?

For what you pay for (or are not paying) on  small home, you could rent a mini mansion

Example:   This home is in San Bernardino County the mortgage is 399,000.  With a 7 % interest rate the payment is about$ 2654.55. plus taxes and insurance $3150 per month. Its now worth about 130,000

Your loan [...]

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Learn About Tax Credit for Homeowners

Tax Credits for Solar Water Heaters

A federal tax credit makes energy-efficient solar water heaters a more affordable and sustainable option for many homeowners. Read

Tax Credits for Replacing Heating and Cooling Systems

Upgrading to an energy-efficient heating and cooling system can save hundreds on your utility bills and earn you a tax credit [...]

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BREAKING NEWS REGARDING FHA

According to the guys at the TBWS Daily, the National Association of Mortgage Brokers conferance put to sleep the rumor that FHA down payment requirements were going to climb from 3.5% to 5%.

We will update you as soon as the official statement is released.

If you or someone you know is in danger of losing your [...]

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