Example:   This home is in San Bernardino County the mortgage is 399,000.  With a 7 % interest rate the payment is about$ 2654.55. plus taxes and insurance $3150 per month. Its now worth about 130,000

Your loan [...]]]> For what you pay for (or are not paying) on  small home, you could rent a mini mansion

Example:   This home is in San Bernardino County the mortgage is 399,000.  With a 7 % interest rate the payment is about$ 2654.55. plus taxes and insurance $3150 per month. Its now worth about 130,000

Your loan is $399,000 the home is worth #130,000

They are never going to modify the loan. Even though they make you think they will.

So instead, why not short sale your home and then for around same price you can rent this:

For the same price your could be living here

Obviously if your not paying your mortgage their is a good reason. The point I am trying to make is you have to be smart and know that you can recover from situations like this and sometimes it does not make sense to get lured into ideas that will not work. I have met many homeowners who have been told they might qualify for a modification. Only to find out they were just acting like they wanted to help.

When you ready to get back to happiness, call us and we will help you short sale your property.

Michael-Edward Cruz
01758933
760-689-BANK

See below

If you need a Real Estate Team that understands the market, give us a call.

Real Estate Insight Team Keller Williams Short Sale Experts 951-572-2789 760-689-BANK (2265)

Upgrading to an energy-efficient heating and cooling system can save hundreds on your utility bills and earn you a tax credit [...]]]>

• Tax Credits for Solar Water Heaters

  A federal tax credit makes energy-efficient solar water heaters a more affordable and sustainable option for many homeowners. Read

• Tax Credits for Replacing Heating and Cooling Systems

  Upgrading to an energy-efficient heating and cooling system can save hundreds on your utility bills and earn you a tax credit worth as much as $1,500. Read

• Tax Credits for Replacing Your Roof

  Replacing your roof with a qualifying energy-efficient metal or asphalt roof can cut your cooling bill and earn you a $1,500 tax credit. Read

• Tax Credits for Adding or Replacing Insulation

  A federal tax credit makes adding insulation an even cheaper way to improve your home’s energy efficiency and cut your heating and cooling bills. Read

• Tax Credits for Replacing Windows, Doors, and Skylights

  If money seems to be escaping through drafty windows, doors, and skylights, this federal tax credit might make energy-efficient replacements more affordable. Read

According to the guys at the TBWS Daily, the National Association of Mortgage Brokers conferance put to sleep the rumor that FHA down payment requirements were going to climb from 3.5% to 5%.

We will update you as soon as the official statement is released.

If you or someone you know is in danger of losing your [...]]]>

According to the guys at the TBWS Daily, the National Association of Mortgage Brokers conferance put to sleep the rumor that FHA down payment requirements were going to climb from 3.5% to 5%.

We will update you as soon as the official statement is released.

If you or someone you know is in danger of losing your home to foreclosure, call us!

760-689-BANK (2265) state your name and your situation and our team of specialist will call you for a free consulation.

http://shortsalemc.com/

The Press-Enterprise

The Temecula Valley Council PTA will sponsor a free, two-part, workshop on creating school-family-community partnerships from 10 a.m. to 1 p.m. Tuesday and Feb. 23.

The workshop will include information on parent information resource centers, ways parents can get involved in schools and other topics.

The workshop [...]]]>

Parent workshop to be held in Temecula

The Press-Enterprise

The Temecula Valley Council PTA will sponsor a free, two-part, workshop on creating school-family-community partnerships from 10 a.m. to 1 p.m. Tuesday and Feb. 23.

The workshop will include information on parent information resource centers, ways parents can get involved in schools and other topics.

The workshop is open to parents from any Temecula Valley Unified School District campus, but seating is limited and reservations are required. The sessions will be in the community room at the Temecula Public Library, 30600 Pauba Road.

Information: council President Jeannie Hardy, 951-694-5655, orinfo@tvcpta.org.

If you or someone you know is in danger of losing their home to foreclosure call:

For North San Diego County – TROY HUERTA 760-420-5498
For South Riverside & South Orange County – MICHAEL-EDWARD CRUZ 951-572-2789 & 949-630-9743